Merry Christmas to All...

I would like to wish All my readers and their families a
Very Merry Christmas and a Happy New Year.

Godbless, John Caldecott.

Here is a Free Ebook about Successfully setting Your
"Goals" for you to Download:
On the Headline above - Right click and then click "save target as"
and save to your Desktop or where ever you want to on your Computer.

Or copy and paste the link below into a new Window.
http://www.awakentomoney.com/goals.pdf

Once again All the very best and Thank You for reading.

Tips on buying the cigar for you

Tips on buying the cigar for you
By John Caldecott


King Edward VII, President Ulysses S. Grant, Sigmund Freud, Karl Marx… these are names, and not mere names, but

names that are huge in history. Could you draw out any difference or any common point among these men? Well, the

fact is-they were all heavy cigar smokers.

Cigars and men, what is with this pair? In the past, there was that stereotype that only rich males are the ones

who smoke cigar. Nowadays, there is no definite line that separates the rich men from the not-so-rich men when it

is going to be based with cigar smoking. Any man and today woman could buy and enjoy a stick, sticks or many sticks

of cigar.

There is one thing certain. There is a difference between the excellent and poor cigar. You must know if that cigar

is worth-buying. There are certain tips to follow when buying one.


Observe if the wrapper has smooth and a bit shine feature. Make sure that it does not have blemishes and it

must not be too firm.
Give the cigar a gentle squeeze. This way you would be able to determine if indeed it is good enough if it

is resilient to hold its shape when you press it.
Refrain from choosing a cigar with soft or hard spots because it is a sign that it is not of good quality

and not of good construction.
Try to take a smell of the cigar and if it does not have that aroma, drop it off.
Refrain from buying a lumpy cigar. Yopu could check out if its lumpy or not by giving it a gentle squeeze.

Also check the wrapper. Reffrain from picking cigars that have wrapper discoloration.
Make your present more special by adding up a cigar cutter or an ashtray that would impress the receiver.
Give it with sincerity of course.
It is fun to hear lines like: “Sometimes, a cigar is just a cigar." This is according to Sir Sigmund Freud. "A

woman is only a woman: but a good cigar is a smoke.” this one is according Sir Rudyard Kipling in his poetry. This

only shows how cigar smoking is regarded by men since then.
Now, even women are into smoking. Despite all the health hazards, people still go on smoking for no general reason

at all.
What matters is that smoking must be done with moderation and responsibility. Not merely smoke because you want to

show-off your so vcalled “manly’ thing.

Godbless, John Caldecott.

The five for the freshmen

The five for the freshmen
By John Caldecott

When you are just into cigar smoking for the first few times, you must avoid smoking those strong-flavored cigars

for you are not yet used to them and it may just cause you effects that you do not want handling. We would be very

glad to help you get to know what the five cigars that could suit you.

These are not that strong for you but not to bland that you would not enjoy the smoking time at all. Well

generally, beginners must really settle for what is light or mid-strong when it comes to cigars.

• Flor de oliva torpedo

This is a cigar from the Oliva family, who is well-known in the cigar industry for years. This produces a mild to

medium mild taste with a dash of sweetness. A stick of it would cost you a dollar and fifty cents. As its medium

component, it is made of Nicaraguan filler. You could freely choose or get to know more of this cigar online.


• Baccarat Luchadores

The only weakness it has is that you may not taste that rich taste the first time you try. With the idea of keeping

them in humidor, this is not the best move. This type of cigar tastes well especially when straight from the box

rather than out of the humidor.

• Punch Grand Cru Rubusto

Many smokers of this wish that it could be made longer for it really taste good. The taste is really great

especially if it is stored in the humidor for some months, Honduran cigars with the nice blend of tobaccos, it

could surely be very teasing for your taste buds. A stick may let you spend 3 dollars and 50 cents each. This is a

very well-constructed cigar as well.

• Arturo Fuente Curly head

From the Fuente group of cigars, this type may be a part of the lowest bracket of Fuente cigars when it comes to

price at one dollar and fifty cents. This rich hand-made Dominican cigar would surely be enough for beginners. The

mild to mid-mild taste would be great for those who are not into smoking cigar for such a very long time.

• Excalibur number 5

Hoyo Monterrey is the direct seller of this cigar and it is Honduras made as well. Stick costs 3 dollars and 25

cents. There are different ranges but Excalibur number 5 compared to 1, 2 or three is mild, tasty and really tasty

if kept in a humidor.

When you are a beginner in smoking, do not let it stop you from tasting the rich cigars. You have the choices; it

is all up to you to savor the tastes that would surely be great for you. There are loads of cigars out there in all

corners of the world but these are simply the best for beginners.



Godbless, John Caldecott.

How to buy a good cigar

How to buy a good cigar
By John Caldecott


The smoking culture has been existent for ages and it has been one of the consistently growing market. Tobacco is

the major product related to the smoking industry. Tobacco is the source of cigar which is one of the must-haves of

males and even females especially in this modern times.
History tells that cigar smoking was common in the Latin American region which includes countries such as Brazil,

Mexico, Dominican Republic, Nicaragua. Same with Cameroon, Honduras, Indonesia and it includes Cuba and the United

States of America. These are also areas where a large quantity of tobacco was grown at first.
Christopher Columbus is said to be the first to introduce cigar in Europe. Ages after, cigar smoking has been

having this association with masculinity, high social status, liberalism- that makes cigar an interesting part of a

special smoker’s habits. In special occasions, it could be a good form of present for a friend, a colleague, a

boss, a patner… How do one buy a good cigar for a present?
Find out stores specifically smoke specialty stores that sell a great selection of cigars including those

which are extraordinary. Make sure not to neglect cigar quality.
Consider the smoking experience of the person you would want to give your present to. This would determine

if the size and diameter of the cigar would suit his or her taste. The cigar diameter is directly proportional to

the richness of the flavor. Cigars that are bigger in diameter and richer in taste are more appropriate for

“experienced” smokers. For “greenhorn” smokers, longer cigarettes with cooler smoke is commendable.
See to it that the cigar is of good quality and that it is made of one hundred percent tobacco. Some cigars

are more of the non-tobacco components like paper, glycerine or saltpeter.
Refrain from buying a lumpy cigar. Yopu could check out if its lumpy or not by giving it a gentle squeeze.

Also check the wrapper. Reffrain from picking cigars that have wrapper discoloration.
Make your present more special by adding up a cigar cutter or an ashtray that would impress the receiver.
Give it with sincerity of course.

There is nothing wrong with cigar smoking. Just see to it that it is being done in moderation.


Godbless, John Caldecott.

Concerns on buying cigar for smoking

Concerns on buying cigar for smoking
By John Caldecott


“Smokers do not grow old, they die young,” this is a dictum every Science and Health book may mention. It has

something to do with the health hazards a cigar could bring.
Throughout the ages, cigar smoking has been undisturbed by many health campaigns even with the numerous struggles

of battling against it, people seem not to totally feel the threat it gives to lives. It has been built-in with the

culture and culture is too tough to be metamorphosed. Even non-smokers are affected. Second-hand smoking poses

health risks more than what direct smokers have.
With the soaring growth of cigar advertising, more and more smokers are into the modern day picture. Smokers must

just make sure that they do it with moderation.
In looking for cigar, there are these qualities of a cigar that a smoker must consider in order to savor what a

stick of cigar could offer. When other things are best served when fresh, cigar and wine re-examines with this

line- “the older, the tastier”. The cigars must undergo the necessary process of fermentation before it could

really be of “good taste”.
What are the qualities of a good cigar that is worth your money?
It burns evenly all the way down when lit; it is of good quality because if it does not, it means that it

does not have a proper roll.
The cigar produces a firm ash while smoking; it is another sign of good quality. If the cigar has a firm

end, it also makes it a good one.
the cigar is of good quality and that it is made of one hundred percent tobacco. Some cigars are more of

the non-tobacco components like paper, glycerine or saltpete
No to lumpy cigars. You could check out if its lumpy or not by giving it a gentle squeeze. Also check the

wrapper. Refrain from picking cigars that have wrapper discoloration.
The general criterion of cigars that must be used in determining if it is good or bad is through the following:

body, flavor and aroma. In choosing the cigar for you, these three are the elements of gauge.
Cigars come in varied flavors like Spice, Cocoa or chocolate, coffee, not or wood. They also come in different

wrappers, fillers and binders.
A part of the history and culture, it could be really impossible to eradicate smoking cigar in the everyday

endeavor of people anywhere and everywhere.

Godbless, John Caldecott.

Cigars versus cigarettes: which is the lesser evil?

Cigars versus cigarettes: which is the lesser evil?
By John Caldecott.


There are claims that stress how much cigars are safer to smoke than cigarettes. Well, this is no a fact at all. It

just so happened that cigar smokers are only occasional smokers and majority of the smoking population are into

cigarettes so the gauge of how cigars is not that obvious. But, it must be known to people that cigars are not

safer at all.

The following are the reasons that would tell you that the choice of smoking cigar is not lesser evil than smoking

cigarettes.

• Tobacco is much in amount in cigars than cigarettes. This fact makes cigar much dangerous for as we all

know, there are harmful elements found in tobacco. According to studies, a single cigar contains more tobacco than

a whole pack of cigarettes.
• Experts identified that cigarettes are containing lesser nicotine. Compared with 8 milligrams found in

nicotine, cigars have 100 to 200 milligrams. This only shows how much danger cigar could cause over cigarettes.
• A single cigar a day increases the possibility of acquiring cancer. Cancer involving the lungs, as well as

the pancreas is common for those who are into cigar smoking.
• Cigarette smoke is not as toxic as cigar smoke. As what is shown by studies, cigars must undergo

fermentation, this stage produces some of the most cancerous elements. Another thing is that the cigar wrappers are

less porous compared to that of cigarettes. This has something to do with combustion. Proper combustion decreases

the amount of harmful elements of a cigar or cigarette.
• For men, cigar smoking is associated with sterility or some problems like erectile dysfunction. The harmful

components of a cigar is penetrating much on hormones that may cause this disorder.

These are just some of the harmful effects of cigar smoking and how harmful it could get comparing to cigarettes.

The issue here is not what to smoke, cigar or cigarettes? He point is that, smoking is not beneficial at all.
Yes, you harm yourself and even harm innocent secondhand-smokers.


Godbless, John Caldecott.

Scented or unscented? Both!

Scented or unscented? Both!
By John Caldecott.

No any occasion could choose how votives could really create that special effect. They could really be great gift

items for any special day or any special person. Through them, you could express what your thoughts are and express

them through the most silent words. The light from them are undeniably relaxing. How much more if you try

researching online? When you found the answers, you would be more than satisfied.

Do you want to make use of your creativity? Then it is time to get that beeswax from used candles, find some simple

and shallow containers and get you hands working for some votive candles.

With the variety of style and the versatile sizes ready to be used at their best in whatever occasion, votive

candles are really worth any amount of money you could spend. When you want to have the taste of the greatest

votives finding out means or researching, are the answer and it could be your source of your own creative ideas as

well. What else do you want to know? We are more than willing to tell you more.

Did you know that votives, these candles that were actually made for some moments you share by those people who

have passed away especially your loved ones? Now, they become more popular and the purpose for using them is not as

narrow as it used to be. The most common wax used for traditional votive candles is paraffin wax.

This makes this kind of candle last for a long time compared to other types. This makes it also as something that

could really be depended on whenever you need a long-lasting performance from candles. Volatile candles would

surely be the best choice for you when all you wanted is to enjoy that sparks of light as you add the mood to a

certain occasion.

Commonly, votives are used for different purposes be it scented votives. Scented votives could be used with your

own purpose in mind. They could give that sensual effect to any place in your house where you choose as a venue for

any gathering.

When it comes to unscented votives, they are in demand for churches and other spiritual activities.

When you need votive candles, there are a lot of them being it colored and scented, you could find them through

many websites. But, you have to be very careful in comparing the products. Or if not, you could learn online if how

you could start making votive candles. You may be surprise of your own initiative.

And who knows, this could be a business venture soon?

Godbless, John Caldecott.

Make shot glass candles for fun and profit

Make shot glass candles for fun and profit
By John Caldecott.



Shot glasses...

You could see these things in drinking places, poured with liquor being shared by fun-loving people. This is of

course an instant when a single shot glass means a lot. Have you ever wondered about the other benefits of just a

shot glass? Well, there is one exciting and very useful innovation with a shot glass, which is using them to make

candles. Yes, we call hem shot glass candles.

Shot glass candles are really artistic and they could be very useful for the home and whatever place you think you

would need them, not as mere light source but as well as having decorative purposes.

You could make our own shot glass candles. The steps to make are easy and economical. Out of these easy steps and

with a small sum of money, you would be able to start a good hobby, a good small business and a good polish for our

creativity. This is also a means of recycling or re-using old candles.

• Cut old candles into pieces and place these pieces in a container. When you want to use a certain color,

you could use uncolored wax for your convenience.
• Place the container into another container of boiling water. Wait until the candle pieces melt.
• When you see that the wax has melted, his is the right time o put some dye for color.
• Prepare your wicks. Cut them as they fit to the shot glasses.
• Place these wicks to the shot glasses.
• Pour the wax into the shot glasses but make sure that it does not submerge the entire length of the wick.
• When the wax has nearly set, you see to it that you adjust the wick to the center of the shot glass. Leave

the shot glasses in order for the wax to completely set.


These are so simple steps to follow, make sure also that when you choose shot glasses for candle making, and choose

the thicker ones for they are much safer. For wicks, you could tie it around a toothpick before letting it lay in a

shot glass. Remember to cut ¼ of it before lighting it up.

Godbless, John Caldecott.

How to make gel candles as gifts

How to make gel candles as gifts
By John Caldecott.

When a loved-one or any special person celebrates a memorable day of his or her life, gifts would always be at the top list. Gifts may vary from the simple greeting cards to the most luxurious car. Does the cost matter? It does but it does not matter the most. As always said, it is the “thought” that counts.

Though for most people the tag price of your present may “tickle the spine”, it is beyond denial that a “personal” touch expresses more sincerity for the receiver. Your creativity plus a few tips from us would make that special person feel extra special because of your own custom gel candles.

1. Prepare the following materials:

• Ceramic containers like mugs or any fancy-shaped figurine that could hold the candle wax when melted and cooled. Glasses are also great.
• Gel wax,
• Candle wicks
• Pencils
• Pot (for melting wax)
• Candle scent and color (non alcohol-base)
• Sharp scissors
2. With the use of a pencil, twine the wick around it but leave some of the wick free that it could reach the bottom part of the candle container. It must be straight down the center of the container.
3. Put the pencil with the twined wick on top of the container; allow the wick to hang down the center of the container. As what the directions tell, melt the wax by cutting them into cubes first to hasten the melting.
4. Add color and scent but make sure that they will not make the wax cloudy.
5. After the melting, pour the gel wax into the container you have prepared. Fill the container but set a limit. Before getting to the next step, make sure that the wax turned gel fully cools down.
6. Check out the wick if it really takes the focal point of the container.
7. Trim the wick to ¼ of its total length.
8. You could tie a ribbon around it or stick a piece of fancy paper with a special message or a mini-picture of the receiver. Give it with the purest sincerity.
As you follow these quick and easy steps, you could unravel both the artist and entrepreneur in you. This way of preparing gifts would tickle your resourcefulness and creativity. Moreover, it may be an initiation of your new business specializing in candles. They are making it big on the market today.

Godbless, John Caldecott.
http://www.awakentomoney.com

How to make a gel candle

How to make a gel candle with an aquatic theme
By John Caldecott.


The beach is always well-loved by many people. This is a picture of peace and serenity. “Beach” as a theme is

really common for parties, fashion, videos and… candles? Yes, it is possible. The candle industry is now getting

experimental about the designs to use. With candles usefulness, it could also be made in such a way that it could

fit into the modern way of living- that is trendy and comfortable.

Trendy- bracing some dashes of style, candles could be very good accessories for the home. In order for you to

bring that fun atmosphere of the beach, why not bring that sand and sea mood at home?

These helpful tips may let you try more options:



1. Find a container that would best hold into form the candle you have in mind. Make sure that you will be

using non-flammable containers. Use glass if available, they could show the gel, choose something with a touch of

aqua blue.

2. Plan to have the wick like about 1.5 inches from the sides and dribble a spot of hot glue on the bottom of

the container you used.

3. Stick the wink on the hot glue and let it cool down for a few minutes. Don’t use cotton as core wick, zinc

is the best choice.

4. For the gel, cut the gel wax into small parts or cubes and place it into a container and heat it up. Make

sure that the heat is not too hot or too cold. 200 Fahrenheit could make it melt well.

5. Maintain the advised temperature until such time that the wax would melt and turn into a smooth and a bit

thick liquid. For more attractive effects, you could use coloring materials that would create a better effect to

the product.

6. Do not use coloring materials that would make the gel lose its transparency. Ignore the use of water-based

and paste dyes as a combination. They do not complement each others components.

7. Pour ¼ of essential oil or gel scent for more effects that would make the candle “marketable”. When pouring

such, add more wax cubes if there is a “cloudy” effect on the liquid.

8. Scents you use must be alcohol-free. For the aquatic theme, choose a “cool” scent than those which are

fruity or musky.

9. When you are about to pour the candle liquid on a container, set a level mark and make sure that the liquid

will not pass over it. Put some seashell beads, aquarium gravel, sand, aqua blue glitter, pebbles, and others. Do

it by layer.

10. Make it a point to preheat the container (150 degrees). This would minimize the presence of bubbles that

may ruin the form of the finished product.

11. Then pull up the wick and be sure that it goes up in the center of the candle. Let the candle cool

down for 3-4 hours. Trim the wick at about ¼ inch.

12. You could vary the designs of your aquatic candles by mixing and matching colors and objects like starfish

and clouds, sand and stars, boat prints and pebbles are just a few of the numerous possibilities.


The sea, sand, bikinis, waves, hats, flip flops… the beautiful sights one summer afternoon could be reflected by

your home made candles. This could set off as a mere past time but entrepreneurial opportunities may knock on your door.

Gel candles are easy to make, affordable, convenient, and they could be those attractive possessions of your home.

Godbless, John Caldecott
www.awakentomoney.com

Candle Holders

Candle Holders – Picking the Style that is Right for You
By John Caldecott.


Candles are now one of the best gift ideas, source of income, way of relaxing and so forth. For a better effect and

for safety reasons, it is good to have candle holders for these useful and essential things. When it comes to

quality candle holders, choose the name with reliability and dependability. This does not only finish there, it

could be the answer to your search for those stylish holders that would make your candles look greater.

We just cannot let candles stand alone. We know that they really cold be very attractive and stylish on their own

but it would be safer if we use holders for them. You just could not allow any holder to put our money to waste. We

must look for something that would really meet our needs and the style we want to. You would be very flattered with

the candles we wanted to display in our home especially in our living room where we welcome guests if they are of

good quality.

What are candle holders for? Besides keeping those drips from the furniture or the covers we love, they could

really be source of style. They could add to what beauty your candles show. We could have the style. There are

loads of holders and there are a lot of styles you could choose from but what we have recommended will totally be a

whole lot different in every aspect you could think of.

Do you love candles? Well, we have some great things to tell you. Have you heard about the hottest candle holders?

We do not literally mean hot temperature, but hot in style. More than the style, it is also made of quality

materials and coated with the style you have ever wished for. Count on a great quality of candle stands, nothing

could beat when your satisfaction is at stake. Get one and you will ask for more. Get more and you will be really

satisfied for good.

When you think that the candles you have are too plain to create that great effect, think again... Of course, you

can find means in making them more attention-puller. One way is by placing them on candle holders. These would not

only make you feel safer since they protect you from any untoward incident involving candles but when you choose

those you trust as to quality and style, you will know. You will not just find out what style is, you will surely

have it inside your home.

Candles are more beautiful with the best candle holders. The best would be an understatement for the right candle

holders if you could find them. With the quality, versatility and elegance, you could never find such adjectives

from other products.

When you choose what we have just recommended, you will never go wrong. You will always have that best option with

you. When you are making choices, it would be best if you know you could rely on what you have chosen. And, make

sure it is not only good for today.


Godbless, John Caldecott.

Dealing with Asperger Syndrome.

Dealing with Asperger Syndrome.
By John Caldecott.

Asperger Syndrome is a relatively mild form of autism that effects people in different ways than regular autism.

Because it usually does not affect language, many people with Asperger Syndrome go undiagnosed.

This is the one form of autism that is usually not caught at an early age and is instead a disorder that develops later in life.

Asperger Syndrome, however, can be a very difficult condition to have, so as soon as you suspect yourself or your child of having communication and social behavior problems, see your family doctor.

Many famous and successful people were diagnosed with Asperger Syndrome.

Historians even suggest that Einstein and Mozart each suffered from this disorder.

It is important to note that no form of autism is a form of mental retardation.
In fact, most people with Asperger Syndrome are very intelligent.

Asperger Syndrome does not dictate mental ability, but rather makes it difficult for people to communicate in social settings, much in the same way a typical autistic child has trouble with behavior in groups.

When this disorder goes undiagnosed, children do not get the help they need, leading to problems in school such as bullying.

Most children are relieved to find out they have Asperger Syndrome instead of just thinking they are less of a person.

By getting diagnosed, not only can you or your child put a name to the problems, but it is then also possible to get treated to improve your overall situation.

Some symptoms to watch out for if you suspect Asperger Syndrome are some of the same symptoms that people with full-blown autism experience.

This includes social confusion, first and foremost. Many people with Asperger
Syndrome find it very difficult to deal with transition or change, wanting everything to stay the same.

A quickly changing environment is especially confusing.

People with Asperger Syndrome also may say rude or inappropriate things when they don’t mean to do so, and may not be able to understand others’ thought processes.

Another common trait they share with autistic individuals is fixation, although people with Asperger Syndrome usually have more control over their fixations, which take the form of highly focused interests.

If you suspect yourself or a loved one of this disorder, these are just a few of the signs for which you should be watching.

You doctor should be able to answer further questions and provide both reading material and treatment for this disorder.

Godbless, John Caldecott.

The History of Wall Street

The History of Wall Street
By John Caldecott.

When people in the media, or just people in the know, refer to the various stock markets in lower Manhattan in New

York City, they usually just refer to Wall Street. The now famous financial district has become synonymous with

large amounts of money, power and influence. But how did one street manage to evolve into such an important address?

Ironically, most major investment firms that helped to build Wall Street into the financial force that it is today

aren’t even headquartered there anymore. Thanks to technology advancements, these companies are usually

headquartered in other parts of Manhattan or in neighbouring New Jersey or Connecticut. One of the most influential

companies in Wall Street history, J.P. Morgan moved from the address that they helped make famous in late 2001.

The name Wall Street was actually given to the street since it formed a boundary to the New Amsterdam settlement in

the early 1600’s. To help ward off the British, a 12-foot wall was built around the street to keep out invaders in

1653. In 1792, the Buttonwood agreement started the New York Stock Exchange and its headquarters would be on Wall

Street.

In 1889, a newspaper that would eventually become the Wall Street Journal began publication. The paper took its

name from the fact that a growing financial district was sprouting around the stock exchange and many companies

that would go on to be powerful forces in the United States economy were headquartered there.

One of the most well known symbols of Wall Street, the JP Morgan headquarters, was built in 1914. The building

still stands today, but is now owned and run by Deutsche Bank.

Wall Street has seen its fair share of history over the years, with the 1920 bombing that killed around 40 people

and injured 400 to the great crash of 1929 that saw some people kill themselves. Today, if you check the front

façade of the JP Morgan building, you can still see pock marks of the 1920 terrorist attack.

The construction of the World Trade Centers were the only real major architectural change to the financial district

in the last half of the 20th century, and their subsequent destruction has left a void in the hearts and minds of

many that work and live near there.

The history of Wall Street is a collage of incredible highs and devastating lows. As the center for American and

some would say world finance, you can bet that there will be plenty of memories made on the most famous street in the world.


Godbless, John Caldecott.

The October 27th 1997 Mini-Crash.

The October 27th 1997 Mini-Crash.
By John Caldecott.

The mini-crash of 1997 is remembered better today for what didn’t happen than what did. For the first time in New

York Stock Exchange history, trading was halted for the day for the first time ever due to losses in stock prices.

What made this event so controversial is that the “circuit-breaker” system that was used for the first time that

day was run on the idea that once the market has lost a certain number of points, trading would be halted. This was

seen to be short-sighted since the actual percentage of value lost when trading was halted was relatively minor

compared to other market crashes and corrections in the past. The circuit breaker system has since been corrected

to only stop once 10 percent, 20 percent and finally 30 percent of the market value has been lost.

As is always the case with trading on the American stock markets, the ripple effect that would turn into a tidal

wave started with the Hong Kong market. The Hang Seng Index fell about six percent the night before, but many

experts in the US didn’t bear it much mind since the Nikkei average lost only two percent that same day. As markets

opened in Europe, they followed suit with their Asian counterparts, with the FTSE losing about 2 percent and the

DAX exchange in Frankfurt falling, as well.

As markets opened in the United States, most predicted a bad day, but no one predicted what ended up happening. The

NASDAQ, S&P and the Dow Jones all opened lower, and it was pretty much all down hill from there. Just after 2:30 in

the afternoon, the Dow had dropped 350 points, causing the first level of the “circuit-breaker” to go off, halting

trading. While a 350 point drop is significant, many did not feel a stoppage in trading was warranted at that time,

since a drop of that size is relatively small, percentage-wise. Thirty minutes later, trading began again, only to

see the 550 point window smashed around 3:30. This second circuit breaker level usually causes a one-hour break in

trading, but since there was only 30 or so minutes left, trading for the day was ended.

This correction was seen as a slight bump in what was otherwise a good year for the Dow. The 550 point drop was

just over a 7% loss for the day. It turned out to be the 12th biggest percentage loss in a single day in Dow

history and third biggest point loss.


Godbless, John Caldecott.

The Skinny on Online Investing

The Skinny on Online Investing
By John Caldecott.


The world of stock trading has changed dramatically over the last 20 years. Trades that use to take more than a

week to process now take only moments. While once you needed to have a stock broker to make a trade for you, now,

from the comfort of your own computer, you can make as many trades as you like, and at a much lower commission than

your grandfather would have paid to make the same trade 50 years earlier. The world of online trading can be very

tempting to many. Investing is a lot like gambling, with possible huge profits and even bigger losses possible. But

how do you know if online investing is for you?

The first question you need to answer is do you have money to burn? Of course, none of us want to toss our money

down the drain, but you have to be prepared for the worst. Most online investors are armed with a copy of the New

York Times, online subscriptions to several investment websites as well as strong word of mouth from family and

friends, but even with all this information, some investments don’t go the way you want them to. Make sure you have

room in your budget so that you can afford to lose some and still be secure. Online investing can be addictive, so

you should know when to stop.

Be prepared to arm yourself with as much information as possible. While it’s true that even the most informed

traders make mistakes, the more you know, the less likely this will happen. This means immersing yourself in

reliable, timely and knowledgeable advice. If you’re not willing to take the time to properly educate yourself, you

might want to leave investing to your broker.

A good investor has to learn to be patient. While it is tempting to take on the human herding instinct and put your

money on the latest trend or the most fashionable stock, those investors that are confident and patient usually

come out on top.

If you’re new, stick to blue chip stocks. There is a reason they are called blue chips, they have shown slow and

steady growth over long periods of time. There is no such thing as a safe stock, but blue chips are the closest

thing you’ll find. A good tip is to always leave a portion of your investments in blue chips, so if the rest of

your investments go south, you’ll have something to fall back on.

Online investing can be exciting and fun, but it can also be terrifying for a newbie. Do the research, develop some

patience and stick to familiar ground and online investing can be a great way to develop your portfolio without having to bow to mainstream brokers.

Godbless, John Caldecott.

The Wall Street Crash of 1929

The Wall Street Crash of 1929.
By John Caldecott.

Maybe no event in American financial history is better known and more infamous than Black Tuesday, the day the stock market crashed and ushered in a depression that would grip the United States through the first half of the next decade. But what caused such a horrible event and what can be learned from it?

The stock market crash that most people associate with Black Tuesday, was actually a multi-day process. The previous Thursday, the market began its downward slide, with trading setting an all time record with 13 million shares trading hands that day. The Dow had reached an all-time high just a month earlier in September of 1929 with a close of 381.17. A group of bankers met during that Thursday to try to figure out how to stop the slide and they decided to take the same tact that worked to stop the last market panic in 1907. They began to buy massive amounts of blue chip stock to try to reassure investors that the market was holding steady and that they shouldn’t sell everything they had and make matters worse.

The bankers, led by Tom Lamont of Morgan Bank, Chase National Bank’s Albert Wiggin and Charles Mitchell of National City Bank thought that this method had worked, but it only led to a quieter Friday. The downfall would continue early next week.

On Monday, spurred on by negative newspaper accounts of Thursday’s crash, investors sold more and more stock off, sending the Dow into another tailspin. At the end of Monday’s trading, approximately 13 percent of the value of the Dow had been lost. Black Tuesday led to more losses that some believed were spurred on by President Herbert Hoover’s insistence that he would not veto a tariff bill that many on Wall Street thought would hurt the economy.

So, what caused the crash? Most believe an artificial economic bubble is to blame for the crash. The bubble was formed during the 1920’s and the great amount of speculative investing that happened during that time. The downturn in stock prices after the high in September saw a chain of events happen that led to the Great Depression of the 1930’s.

While no one can predict the future, it’s safe to assume that while our current economy is healthy, a possible stock market crash can happen again. But only if we learn from history can we avoid another long-term depression that shakes the American economy down to its very foundation.


Godbless, John Caldecott.

What a stock exchange does

What a stock exchange does.
By John Caldecott.

The stock market is on the news every day. Even on days when there isn’t trading, like a weekend or a holiday, there are people on TV and in the newspaper that are talking about what they think individual stock are going to do and why you should or shouldn’t invest your money right now. We know that a stock market trades stocks. But why? And what good does it provide to the economy?

The stock market is seen by many to be the engine that drives the economy. Businesses and corporations and even governments use the stock market to create capital or wealth. They create this wealth by offering stock, or shares, which are like little pieces of ownership of the company or corporation, and then they trade them. The value of the stock depends on how well the company is doing. The company sells the stock to investors who buy the stock based on if they think the company is going to be making a lot of money or not. This brings in a huge amount of cash into the corporation. IPO’s or initial price offerings are when a company offers stock to the public for the first time ever. A big corporation can make hundreds of millions of dollars or even billions of dollars during their IPO. If the company continues to do well and make money, the stock price goes up, everyone that has shares makes money and more stock is sold to people who want to own a piece of that company.

The same method works if the company is doing badly. The stock loses value as the company does badly, and people then begin to sell the stock and the value of it goes down.

Every company, even the most successful ones, have their stocks go up and down on a monthly basis based on things like earning reports. There is no 100% safe stock, but there are stock that is referred to as “blue chip” stocks, or ones that are the most reliable.

But it isn’t just stock that is traded on a stock exchange like the NYSE. Bonds, securities and commodities are also traded, creating wealth in many different sectors as well as helping the flow of goods and services over the globe. The role of the NYSE and other stock exchanges around the world cannot be overstated in their importance to the world economy.

Godbless,
John Caldecott.

Google

Finally - A Top Secret Way You Can Get


A new breakthrough secret is all you now need in order to get your Google AdWords pay-per-clicks FREE!

A gentleman from New York discovered what he calls an "oversight" on the part of 99.9% of all marketers that allows him to get otherwise paid-for advertising at Google as well as all other search engines that allow sponsored ads.

And no, nothing about his "secret" is illegal - nor does it require that you know someone on the "inside" at Google, Yahoo, MSN, Overture and others.

Instead, the New Yorker boasts proudly "...this is something that I caught onto just before 2000 when there was so much search engine craze running around, and started doing small just to test things at first ... but which I later expanded on after getting the hang of it."

This same fellow went on to start and operate sixteen separate online companies selling everything from pet food, DVDs, children's toys & games, books, software, and sold not only his own manufactured products but became an affiliate for other web businesses - all the while applying his mastermind secret.

Over the course of nearly eight years the New Englander confesses "I've actually gotten over $87 million in advertising that using my secret I never had to pay for ... and the largest share of which was more recently in Google pay-per-clicks as well as other forms of pad advertising at search engines ... all of which I got for free ..."

So powerful is his secret that he's able to monopolize any niche online, and can always secure the top premium spots just above the usual organic results featured at most search engines.

He still has to set up an account with the search engines - but after applying his secret he is removed from having to pay for all the costs otherwise involved.
Again, nothing about his secret is either illegal or robs from the search engines.
One spokesperson from one of the most popular search engines said chuckling after being made privy to this amazing secret "Wow! Ha! This is really unique ... and in my expert opinion it would only serve to enhance and bring more business to us at [name of search engine withheld for legal & confidentiality reasons] and not cause us to lose business in the slightest. Amazing!"

The northerner revealed that in this nearly eight years' period of time since applying his secret he's done well over $300 million in sales revenue with a most diverse line of products, and most recently in the last two years netted nearly $166 million after really "buckling down and pressing my secret to its fullest potential."

Now to everyone else's fortune, the city slicker is releasing his secret for getting an unlimited amount of pay-per-click ads to the general public. But he's not promising any of us for how long.

A bit of an eccentric, the gentleman says "We'll see just how long I can make it available before it saturates things."

One famous public web guru pointed out that although this man may gain economically more so as a result of the publication of his secret "he's already so amazingly rich that whether he continues or discontinues its sale will neither make nor break the man, but not grabbing it for yourself while it's still available could prove disastrous for you as you may only have one chance, and a very limited one at that, to get this."

It is currently available at:

http://ujohn391.freegoogle.hop.clickbank.net

...so you may want to head on over there now and get it.

It's in a very easily readable format and is quickly and readily understood and mastered by anyone with even a 4th grade reading level.

While you're there, why not scroll down and review for yourself the huge successes others are now having with this incredible breakthrough in targeted advertising now made freely available to the rest of us?

To your success,

Godbless, John Caldecott.

GoogleAds

A new breakthrough secret is all you now need in order to get your Google AdWords pay-per-clicks FREE!

A gentleman from New York discovered what he calls an "oversight" on the part of 99.9% of all marketers that allows him to get otherwise paid-for advertising at Google as well as all other search engines that allow sponsored ads.

And no, nothing about his "secret" is illegal - nor does it require that you know someone on the "inside" at Google, Yahoo, MSN, Overture and others.

Instead, the New Yorker boasts proudly "...this is something that I caught onto just before 2000 when there was so much search engine craze running around, and started doing small just to test things at first ... but which I later expanded on after getting the hang of it."

This same fellow went on to start and operate sixteen separate online companies selling everything from pet food, DVDs, children's toys & games, books, software, and sold not only his own manufactured products but became an affiliate for other web businesses - all the while applying his mastermind secret.

Over the course of nearly eight years the New Englander confesses "I've actually gotten over $87 million in advertising that using my secret I never had to pay for ... and the largest share of which was more recently in Google pay-per-clicks as well as other forms of pad advertising at search engines ... all of which I got for free ..."

So powerful is his secret that he's able to monopolize any niche online, and can always secure the top premium spots just above the usual organic results featured at most search engines.

He still has to set up an account with the search engines - but after applying his secret he is removed from having to pay for all the costs otherwise involved.
Again, nothing about his secret is either illegal or robs from the search engines.

One spokesperson from one of the most popular search engines said chuckling after being made privy to this amazing secret "Wow! Ha! This is really unique ... and in my expert opinion it would only serve to enhance and bring more business to us at [name of search engine withheld for legal & confidentiality reasons] and not cause us to lose business in the slightest. Amazing!"

The northerner revealed that in this nearly eight years' period of time since applying his secret he's done well over $300 million in sales revenue with a most diverse line of products, and most recently in the last two years netted nearly $166 million after really "buckling down and pressing my secret to its fullest potential."

Now to everyone else's fortune, the city slicker is releasing his secret for getting an unlimited amount of pay-per-click ads to the general public. But he's not promising any of us for how long.

A bit of an eccentric, the gentleman says "We'll see just how long I can make it available before it saturates things."

One famous public web guru pointed out that although this man may gain economically more so as a result of the publication of his secret "he's already so amazingly rich that whether he continues or discontinues its sale will neither make nor break the man, but not grabbing it for yourself while it's still available could prove disastrous for you as you may only have one chance, and a very limited one at that, to get this."

It is currently available at:

http://ujohn391.freegoogle.hop.clickbank.net

...so you may want to head on over there now and get it.

It's in a very easily readable format and is quickly and readily understood and mastered by anyone with even a 4th grade reading level.

While you're there, why not scroll down and review for yourself the huge successes others are now having with this incredible breakthrough in targeted advertising now made freely available to the rest of us?

To your success,

Godbless, John.