Merry Christmas to All...

I would like to wish All my readers and their families a
Very Merry Christmas and a Happy New Year.

Godbless, John Caldecott.

Here is a Free Ebook about Successfully setting Your
"Goals" for you to Download:
On the Headline above - Right click and then click "save target as"
and save to your Desktop or where ever you want to on your Computer.

Or copy and paste the link below into a new Window.
http://www.awakentomoney.com/goals.pdf

Once again All the very best and Thank You for reading.

Tips on buying the cigar for you

Tips on buying the cigar for you
By John Caldecott


King Edward VII, President Ulysses S. Grant, Sigmund Freud, Karl Marx… these are names, and not mere names, but

names that are huge in history. Could you draw out any difference or any common point among these men? Well, the

fact is-they were all heavy cigar smokers.

Cigars and men, what is with this pair? In the past, there was that stereotype that only rich males are the ones

who smoke cigar. Nowadays, there is no definite line that separates the rich men from the not-so-rich men when it

is going to be based with cigar smoking. Any man and today woman could buy and enjoy a stick, sticks or many sticks

of cigar.

There is one thing certain. There is a difference between the excellent and poor cigar. You must know if that cigar

is worth-buying. There are certain tips to follow when buying one.


Observe if the wrapper has smooth and a bit shine feature. Make sure that it does not have blemishes and it

must not be too firm.
Give the cigar a gentle squeeze. This way you would be able to determine if indeed it is good enough if it

is resilient to hold its shape when you press it.
Refrain from choosing a cigar with soft or hard spots because it is a sign that it is not of good quality

and not of good construction.
Try to take a smell of the cigar and if it does not have that aroma, drop it off.
Refrain from buying a lumpy cigar. Yopu could check out if its lumpy or not by giving it a gentle squeeze.

Also check the wrapper. Reffrain from picking cigars that have wrapper discoloration.
Make your present more special by adding up a cigar cutter or an ashtray that would impress the receiver.
Give it with sincerity of course.
It is fun to hear lines like: “Sometimes, a cigar is just a cigar." This is according to Sir Sigmund Freud. "A

woman is only a woman: but a good cigar is a smoke.” this one is according Sir Rudyard Kipling in his poetry. This

only shows how cigar smoking is regarded by men since then.
Now, even women are into smoking. Despite all the health hazards, people still go on smoking for no general reason

at all.
What matters is that smoking must be done with moderation and responsibility. Not merely smoke because you want to

show-off your so vcalled “manly’ thing.

Godbless, John Caldecott.

The five for the freshmen

The five for the freshmen
By John Caldecott

When you are just into cigar smoking for the first few times, you must avoid smoking those strong-flavored cigars

for you are not yet used to them and it may just cause you effects that you do not want handling. We would be very

glad to help you get to know what the five cigars that could suit you.

These are not that strong for you but not to bland that you would not enjoy the smoking time at all. Well

generally, beginners must really settle for what is light or mid-strong when it comes to cigars.

• Flor de oliva torpedo

This is a cigar from the Oliva family, who is well-known in the cigar industry for years. This produces a mild to

medium mild taste with a dash of sweetness. A stick of it would cost you a dollar and fifty cents. As its medium

component, it is made of Nicaraguan filler. You could freely choose or get to know more of this cigar online.


• Baccarat Luchadores

The only weakness it has is that you may not taste that rich taste the first time you try. With the idea of keeping

them in humidor, this is not the best move. This type of cigar tastes well especially when straight from the box

rather than out of the humidor.

• Punch Grand Cru Rubusto

Many smokers of this wish that it could be made longer for it really taste good. The taste is really great

especially if it is stored in the humidor for some months, Honduran cigars with the nice blend of tobaccos, it

could surely be very teasing for your taste buds. A stick may let you spend 3 dollars and 50 cents each. This is a

very well-constructed cigar as well.

• Arturo Fuente Curly head

From the Fuente group of cigars, this type may be a part of the lowest bracket of Fuente cigars when it comes to

price at one dollar and fifty cents. This rich hand-made Dominican cigar would surely be enough for beginners. The

mild to mid-mild taste would be great for those who are not into smoking cigar for such a very long time.

• Excalibur number 5

Hoyo Monterrey is the direct seller of this cigar and it is Honduras made as well. Stick costs 3 dollars and 25

cents. There are different ranges but Excalibur number 5 compared to 1, 2 or three is mild, tasty and really tasty

if kept in a humidor.

When you are a beginner in smoking, do not let it stop you from tasting the rich cigars. You have the choices; it

is all up to you to savor the tastes that would surely be great for you. There are loads of cigars out there in all

corners of the world but these are simply the best for beginners.



Godbless, John Caldecott.

How to buy a good cigar

How to buy a good cigar
By John Caldecott


The smoking culture has been existent for ages and it has been one of the consistently growing market. Tobacco is

the major product related to the smoking industry. Tobacco is the source of cigar which is one of the must-haves of

males and even females especially in this modern times.
History tells that cigar smoking was common in the Latin American region which includes countries such as Brazil,

Mexico, Dominican Republic, Nicaragua. Same with Cameroon, Honduras, Indonesia and it includes Cuba and the United

States of America. These are also areas where a large quantity of tobacco was grown at first.
Christopher Columbus is said to be the first to introduce cigar in Europe. Ages after, cigar smoking has been

having this association with masculinity, high social status, liberalism- that makes cigar an interesting part of a

special smoker’s habits. In special occasions, it could be a good form of present for a friend, a colleague, a

boss, a patner… How do one buy a good cigar for a present?
Find out stores specifically smoke specialty stores that sell a great selection of cigars including those

which are extraordinary. Make sure not to neglect cigar quality.
Consider the smoking experience of the person you would want to give your present to. This would determine

if the size and diameter of the cigar would suit his or her taste. The cigar diameter is directly proportional to

the richness of the flavor. Cigars that are bigger in diameter and richer in taste are more appropriate for

“experienced” smokers. For “greenhorn” smokers, longer cigarettes with cooler smoke is commendable.
See to it that the cigar is of good quality and that it is made of one hundred percent tobacco. Some cigars

are more of the non-tobacco components like paper, glycerine or saltpeter.
Refrain from buying a lumpy cigar. Yopu could check out if its lumpy or not by giving it a gentle squeeze.

Also check the wrapper. Reffrain from picking cigars that have wrapper discoloration.
Make your present more special by adding up a cigar cutter or an ashtray that would impress the receiver.
Give it with sincerity of course.

There is nothing wrong with cigar smoking. Just see to it that it is being done in moderation.


Godbless, John Caldecott.

Concerns on buying cigar for smoking

Concerns on buying cigar for smoking
By John Caldecott


“Smokers do not grow old, they die young,” this is a dictum every Science and Health book may mention. It has

something to do with the health hazards a cigar could bring.
Throughout the ages, cigar smoking has been undisturbed by many health campaigns even with the numerous struggles

of battling against it, people seem not to totally feel the threat it gives to lives. It has been built-in with the

culture and culture is too tough to be metamorphosed. Even non-smokers are affected. Second-hand smoking poses

health risks more than what direct smokers have.
With the soaring growth of cigar advertising, more and more smokers are into the modern day picture. Smokers must

just make sure that they do it with moderation.
In looking for cigar, there are these qualities of a cigar that a smoker must consider in order to savor what a

stick of cigar could offer. When other things are best served when fresh, cigar and wine re-examines with this

line- “the older, the tastier”. The cigars must undergo the necessary process of fermentation before it could

really be of “good taste”.
What are the qualities of a good cigar that is worth your money?
It burns evenly all the way down when lit; it is of good quality because if it does not, it means that it

does not have a proper roll.
The cigar produces a firm ash while smoking; it is another sign of good quality. If the cigar has a firm

end, it also makes it a good one.
the cigar is of good quality and that it is made of one hundred percent tobacco. Some cigars are more of

the non-tobacco components like paper, glycerine or saltpete
No to lumpy cigars. You could check out if its lumpy or not by giving it a gentle squeeze. Also check the

wrapper. Refrain from picking cigars that have wrapper discoloration.
The general criterion of cigars that must be used in determining if it is good or bad is through the following:

body, flavor and aroma. In choosing the cigar for you, these three are the elements of gauge.
Cigars come in varied flavors like Spice, Cocoa or chocolate, coffee, not or wood. They also come in different

wrappers, fillers and binders.
A part of the history and culture, it could be really impossible to eradicate smoking cigar in the everyday

endeavor of people anywhere and everywhere.

Godbless, John Caldecott.

Cigars versus cigarettes: which is the lesser evil?

Cigars versus cigarettes: which is the lesser evil?
By John Caldecott.


There are claims that stress how much cigars are safer to smoke than cigarettes. Well, this is no a fact at all. It

just so happened that cigar smokers are only occasional smokers and majority of the smoking population are into

cigarettes so the gauge of how cigars is not that obvious. But, it must be known to people that cigars are not

safer at all.

The following are the reasons that would tell you that the choice of smoking cigar is not lesser evil than smoking

cigarettes.

• Tobacco is much in amount in cigars than cigarettes. This fact makes cigar much dangerous for as we all

know, there are harmful elements found in tobacco. According to studies, a single cigar contains more tobacco than

a whole pack of cigarettes.
• Experts identified that cigarettes are containing lesser nicotine. Compared with 8 milligrams found in

nicotine, cigars have 100 to 200 milligrams. This only shows how much danger cigar could cause over cigarettes.
• A single cigar a day increases the possibility of acquiring cancer. Cancer involving the lungs, as well as

the pancreas is common for those who are into cigar smoking.
• Cigarette smoke is not as toxic as cigar smoke. As what is shown by studies, cigars must undergo

fermentation, this stage produces some of the most cancerous elements. Another thing is that the cigar wrappers are

less porous compared to that of cigarettes. This has something to do with combustion. Proper combustion decreases

the amount of harmful elements of a cigar or cigarette.
• For men, cigar smoking is associated with sterility or some problems like erectile dysfunction. The harmful

components of a cigar is penetrating much on hormones that may cause this disorder.

These are just some of the harmful effects of cigar smoking and how harmful it could get comparing to cigarettes.

The issue here is not what to smoke, cigar or cigarettes? He point is that, smoking is not beneficial at all.
Yes, you harm yourself and even harm innocent secondhand-smokers.


Godbless, John Caldecott.

Scented or unscented? Both!

Scented or unscented? Both!
By John Caldecott.

No any occasion could choose how votives could really create that special effect. They could really be great gift

items for any special day or any special person. Through them, you could express what your thoughts are and express

them through the most silent words. The light from them are undeniably relaxing. How much more if you try

researching online? When you found the answers, you would be more than satisfied.

Do you want to make use of your creativity? Then it is time to get that beeswax from used candles, find some simple

and shallow containers and get you hands working for some votive candles.

With the variety of style and the versatile sizes ready to be used at their best in whatever occasion, votive

candles are really worth any amount of money you could spend. When you want to have the taste of the greatest

votives finding out means or researching, are the answer and it could be your source of your own creative ideas as

well. What else do you want to know? We are more than willing to tell you more.

Did you know that votives, these candles that were actually made for some moments you share by those people who

have passed away especially your loved ones? Now, they become more popular and the purpose for using them is not as

narrow as it used to be. The most common wax used for traditional votive candles is paraffin wax.

This makes this kind of candle last for a long time compared to other types. This makes it also as something that

could really be depended on whenever you need a long-lasting performance from candles. Volatile candles would

surely be the best choice for you when all you wanted is to enjoy that sparks of light as you add the mood to a

certain occasion.

Commonly, votives are used for different purposes be it scented votives. Scented votives could be used with your

own purpose in mind. They could give that sensual effect to any place in your house where you choose as a venue for

any gathering.

When it comes to unscented votives, they are in demand for churches and other spiritual activities.

When you need votive candles, there are a lot of them being it colored and scented, you could find them through

many websites. But, you have to be very careful in comparing the products. Or if not, you could learn online if how

you could start making votive candles. You may be surprise of your own initiative.

And who knows, this could be a business venture soon?

Godbless, John Caldecott.

Make shot glass candles for fun and profit

Make shot glass candles for fun and profit
By John Caldecott.



Shot glasses...

You could see these things in drinking places, poured with liquor being shared by fun-loving people. This is of

course an instant when a single shot glass means a lot. Have you ever wondered about the other benefits of just a

shot glass? Well, there is one exciting and very useful innovation with a shot glass, which is using them to make

candles. Yes, we call hem shot glass candles.

Shot glass candles are really artistic and they could be very useful for the home and whatever place you think you

would need them, not as mere light source but as well as having decorative purposes.

You could make our own shot glass candles. The steps to make are easy and economical. Out of these easy steps and

with a small sum of money, you would be able to start a good hobby, a good small business and a good polish for our

creativity. This is also a means of recycling or re-using old candles.

• Cut old candles into pieces and place these pieces in a container. When you want to use a certain color,

you could use uncolored wax for your convenience.
• Place the container into another container of boiling water. Wait until the candle pieces melt.
• When you see that the wax has melted, his is the right time o put some dye for color.
• Prepare your wicks. Cut them as they fit to the shot glasses.
• Place these wicks to the shot glasses.
• Pour the wax into the shot glasses but make sure that it does not submerge the entire length of the wick.
• When the wax has nearly set, you see to it that you adjust the wick to the center of the shot glass. Leave

the shot glasses in order for the wax to completely set.


These are so simple steps to follow, make sure also that when you choose shot glasses for candle making, and choose

the thicker ones for they are much safer. For wicks, you could tie it around a toothpick before letting it lay in a

shot glass. Remember to cut ¼ of it before lighting it up.

Godbless, John Caldecott.

How to make gel candles as gifts

How to make gel candles as gifts
By John Caldecott.

When a loved-one or any special person celebrates a memorable day of his or her life, gifts would always be at the top list. Gifts may vary from the simple greeting cards to the most luxurious car. Does the cost matter? It does but it does not matter the most. As always said, it is the “thought” that counts.

Though for most people the tag price of your present may “tickle the spine”, it is beyond denial that a “personal” touch expresses more sincerity for the receiver. Your creativity plus a few tips from us would make that special person feel extra special because of your own custom gel candles.

1. Prepare the following materials:

• Ceramic containers like mugs or any fancy-shaped figurine that could hold the candle wax when melted and cooled. Glasses are also great.
• Gel wax,
• Candle wicks
• Pencils
• Pot (for melting wax)
• Candle scent and color (non alcohol-base)
• Sharp scissors
2. With the use of a pencil, twine the wick around it but leave some of the wick free that it could reach the bottom part of the candle container. It must be straight down the center of the container.
3. Put the pencil with the twined wick on top of the container; allow the wick to hang down the center of the container. As what the directions tell, melt the wax by cutting them into cubes first to hasten the melting.
4. Add color and scent but make sure that they will not make the wax cloudy.
5. After the melting, pour the gel wax into the container you have prepared. Fill the container but set a limit. Before getting to the next step, make sure that the wax turned gel fully cools down.
6. Check out the wick if it really takes the focal point of the container.
7. Trim the wick to ¼ of its total length.
8. You could tie a ribbon around it or stick a piece of fancy paper with a special message or a mini-picture of the receiver. Give it with the purest sincerity.
As you follow these quick and easy steps, you could unravel both the artist and entrepreneur in you. This way of preparing gifts would tickle your resourcefulness and creativity. Moreover, it may be an initiation of your new business specializing in candles. They are making it big on the market today.

Godbless, John Caldecott.
http://www.awakentomoney.com

How to make a gel candle

How to make a gel candle with an aquatic theme
By John Caldecott.


The beach is always well-loved by many people. This is a picture of peace and serenity. “Beach” as a theme is

really common for parties, fashion, videos and… candles? Yes, it is possible. The candle industry is now getting

experimental about the designs to use. With candles usefulness, it could also be made in such a way that it could

fit into the modern way of living- that is trendy and comfortable.

Trendy- bracing some dashes of style, candles could be very good accessories for the home. In order for you to

bring that fun atmosphere of the beach, why not bring that sand and sea mood at home?

These helpful tips may let you try more options:



1. Find a container that would best hold into form the candle you have in mind. Make sure that you will be

using non-flammable containers. Use glass if available, they could show the gel, choose something with a touch of

aqua blue.

2. Plan to have the wick like about 1.5 inches from the sides and dribble a spot of hot glue on the bottom of

the container you used.

3. Stick the wink on the hot glue and let it cool down for a few minutes. Don’t use cotton as core wick, zinc

is the best choice.

4. For the gel, cut the gel wax into small parts or cubes and place it into a container and heat it up. Make

sure that the heat is not too hot or too cold. 200 Fahrenheit could make it melt well.

5. Maintain the advised temperature until such time that the wax would melt and turn into a smooth and a bit

thick liquid. For more attractive effects, you could use coloring materials that would create a better effect to

the product.

6. Do not use coloring materials that would make the gel lose its transparency. Ignore the use of water-based

and paste dyes as a combination. They do not complement each others components.

7. Pour ¼ of essential oil or gel scent for more effects that would make the candle “marketable”. When pouring

such, add more wax cubes if there is a “cloudy” effect on the liquid.

8. Scents you use must be alcohol-free. For the aquatic theme, choose a “cool” scent than those which are

fruity or musky.

9. When you are about to pour the candle liquid on a container, set a level mark and make sure that the liquid

will not pass over it. Put some seashell beads, aquarium gravel, sand, aqua blue glitter, pebbles, and others. Do

it by layer.

10. Make it a point to preheat the container (150 degrees). This would minimize the presence of bubbles that

may ruin the form of the finished product.

11. Then pull up the wick and be sure that it goes up in the center of the candle. Let the candle cool

down for 3-4 hours. Trim the wick at about ¼ inch.

12. You could vary the designs of your aquatic candles by mixing and matching colors and objects like starfish

and clouds, sand and stars, boat prints and pebbles are just a few of the numerous possibilities.


The sea, sand, bikinis, waves, hats, flip flops… the beautiful sights one summer afternoon could be reflected by

your home made candles. This could set off as a mere past time but entrepreneurial opportunities may knock on your door.

Gel candles are easy to make, affordable, convenient, and they could be those attractive possessions of your home.

Godbless, John Caldecott
www.awakentomoney.com

Candle Holders

Candle Holders – Picking the Style that is Right for You
By John Caldecott.


Candles are now one of the best gift ideas, source of income, way of relaxing and so forth. For a better effect and

for safety reasons, it is good to have candle holders for these useful and essential things. When it comes to

quality candle holders, choose the name with reliability and dependability. This does not only finish there, it

could be the answer to your search for those stylish holders that would make your candles look greater.

We just cannot let candles stand alone. We know that they really cold be very attractive and stylish on their own

but it would be safer if we use holders for them. You just could not allow any holder to put our money to waste. We

must look for something that would really meet our needs and the style we want to. You would be very flattered with

the candles we wanted to display in our home especially in our living room where we welcome guests if they are of

good quality.

What are candle holders for? Besides keeping those drips from the furniture or the covers we love, they could

really be source of style. They could add to what beauty your candles show. We could have the style. There are

loads of holders and there are a lot of styles you could choose from but what we have recommended will totally be a

whole lot different in every aspect you could think of.

Do you love candles? Well, we have some great things to tell you. Have you heard about the hottest candle holders?

We do not literally mean hot temperature, but hot in style. More than the style, it is also made of quality

materials and coated with the style you have ever wished for. Count on a great quality of candle stands, nothing

could beat when your satisfaction is at stake. Get one and you will ask for more. Get more and you will be really

satisfied for good.

When you think that the candles you have are too plain to create that great effect, think again... Of course, you

can find means in making them more attention-puller. One way is by placing them on candle holders. These would not

only make you feel safer since they protect you from any untoward incident involving candles but when you choose

those you trust as to quality and style, you will know. You will not just find out what style is, you will surely

have it inside your home.

Candles are more beautiful with the best candle holders. The best would be an understatement for the right candle

holders if you could find them. With the quality, versatility and elegance, you could never find such adjectives

from other products.

When you choose what we have just recommended, you will never go wrong. You will always have that best option with

you. When you are making choices, it would be best if you know you could rely on what you have chosen. And, make

sure it is not only good for today.


Godbless, John Caldecott.

Dealing with Asperger Syndrome.

Dealing with Asperger Syndrome.
By John Caldecott.

Asperger Syndrome is a relatively mild form of autism that effects people in different ways than regular autism.

Because it usually does not affect language, many people with Asperger Syndrome go undiagnosed.

This is the one form of autism that is usually not caught at an early age and is instead a disorder that develops later in life.

Asperger Syndrome, however, can be a very difficult condition to have, so as soon as you suspect yourself or your child of having communication and social behavior problems, see your family doctor.

Many famous and successful people were diagnosed with Asperger Syndrome.

Historians even suggest that Einstein and Mozart each suffered from this disorder.

It is important to note that no form of autism is a form of mental retardation.
In fact, most people with Asperger Syndrome are very intelligent.

Asperger Syndrome does not dictate mental ability, but rather makes it difficult for people to communicate in social settings, much in the same way a typical autistic child has trouble with behavior in groups.

When this disorder goes undiagnosed, children do not get the help they need, leading to problems in school such as bullying.

Most children are relieved to find out they have Asperger Syndrome instead of just thinking they are less of a person.

By getting diagnosed, not only can you or your child put a name to the problems, but it is then also possible to get treated to improve your overall situation.

Some symptoms to watch out for if you suspect Asperger Syndrome are some of the same symptoms that people with full-blown autism experience.

This includes social confusion, first and foremost. Many people with Asperger
Syndrome find it very difficult to deal with transition or change, wanting everything to stay the same.

A quickly changing environment is especially confusing.

People with Asperger Syndrome also may say rude or inappropriate things when they don’t mean to do so, and may not be able to understand others’ thought processes.

Another common trait they share with autistic individuals is fixation, although people with Asperger Syndrome usually have more control over their fixations, which take the form of highly focused interests.

If you suspect yourself or a loved one of this disorder, these are just a few of the signs for which you should be watching.

You doctor should be able to answer further questions and provide both reading material and treatment for this disorder.

Godbless, John Caldecott.

The History of Wall Street

The History of Wall Street
By John Caldecott.

When people in the media, or just people in the know, refer to the various stock markets in lower Manhattan in New

York City, they usually just refer to Wall Street. The now famous financial district has become synonymous with

large amounts of money, power and influence. But how did one street manage to evolve into such an important address?

Ironically, most major investment firms that helped to build Wall Street into the financial force that it is today

aren’t even headquartered there anymore. Thanks to technology advancements, these companies are usually

headquartered in other parts of Manhattan or in neighbouring New Jersey or Connecticut. One of the most influential

companies in Wall Street history, J.P. Morgan moved from the address that they helped make famous in late 2001.

The name Wall Street was actually given to the street since it formed a boundary to the New Amsterdam settlement in

the early 1600’s. To help ward off the British, a 12-foot wall was built around the street to keep out invaders in

1653. In 1792, the Buttonwood agreement started the New York Stock Exchange and its headquarters would be on Wall

Street.

In 1889, a newspaper that would eventually become the Wall Street Journal began publication. The paper took its

name from the fact that a growing financial district was sprouting around the stock exchange and many companies

that would go on to be powerful forces in the United States economy were headquartered there.

One of the most well known symbols of Wall Street, the JP Morgan headquarters, was built in 1914. The building

still stands today, but is now owned and run by Deutsche Bank.

Wall Street has seen its fair share of history over the years, with the 1920 bombing that killed around 40 people

and injured 400 to the great crash of 1929 that saw some people kill themselves. Today, if you check the front

façade of the JP Morgan building, you can still see pock marks of the 1920 terrorist attack.

The construction of the World Trade Centers were the only real major architectural change to the financial district

in the last half of the 20th century, and their subsequent destruction has left a void in the hearts and minds of

many that work and live near there.

The history of Wall Street is a collage of incredible highs and devastating lows. As the center for American and

some would say world finance, you can bet that there will be plenty of memories made on the most famous street in the world.


Godbless, John Caldecott.

The October 27th 1997 Mini-Crash.

The October 27th 1997 Mini-Crash.
By John Caldecott.

The mini-crash of 1997 is remembered better today for what didn’t happen than what did. For the first time in New

York Stock Exchange history, trading was halted for the day for the first time ever due to losses in stock prices.

What made this event so controversial is that the “circuit-breaker” system that was used for the first time that

day was run on the idea that once the market has lost a certain number of points, trading would be halted. This was

seen to be short-sighted since the actual percentage of value lost when trading was halted was relatively minor

compared to other market crashes and corrections in the past. The circuit breaker system has since been corrected

to only stop once 10 percent, 20 percent and finally 30 percent of the market value has been lost.

As is always the case with trading on the American stock markets, the ripple effect that would turn into a tidal

wave started with the Hong Kong market. The Hang Seng Index fell about six percent the night before, but many

experts in the US didn’t bear it much mind since the Nikkei average lost only two percent that same day. As markets

opened in Europe, they followed suit with their Asian counterparts, with the FTSE losing about 2 percent and the

DAX exchange in Frankfurt falling, as well.

As markets opened in the United States, most predicted a bad day, but no one predicted what ended up happening. The

NASDAQ, S&P and the Dow Jones all opened lower, and it was pretty much all down hill from there. Just after 2:30 in

the afternoon, the Dow had dropped 350 points, causing the first level of the “circuit-breaker” to go off, halting

trading. While a 350 point drop is significant, many did not feel a stoppage in trading was warranted at that time,

since a drop of that size is relatively small, percentage-wise. Thirty minutes later, trading began again, only to

see the 550 point window smashed around 3:30. This second circuit breaker level usually causes a one-hour break in

trading, but since there was only 30 or so minutes left, trading for the day was ended.

This correction was seen as a slight bump in what was otherwise a good year for the Dow. The 550 point drop was

just over a 7% loss for the day. It turned out to be the 12th biggest percentage loss in a single day in Dow

history and third biggest point loss.


Godbless, John Caldecott.

The Skinny on Online Investing

The Skinny on Online Investing
By John Caldecott.


The world of stock trading has changed dramatically over the last 20 years. Trades that use to take more than a

week to process now take only moments. While once you needed to have a stock broker to make a trade for you, now,

from the comfort of your own computer, you can make as many trades as you like, and at a much lower commission than

your grandfather would have paid to make the same trade 50 years earlier. The world of online trading can be very

tempting to many. Investing is a lot like gambling, with possible huge profits and even bigger losses possible. But

how do you know if online investing is for you?

The first question you need to answer is do you have money to burn? Of course, none of us want to toss our money

down the drain, but you have to be prepared for the worst. Most online investors are armed with a copy of the New

York Times, online subscriptions to several investment websites as well as strong word of mouth from family and

friends, but even with all this information, some investments don’t go the way you want them to. Make sure you have

room in your budget so that you can afford to lose some and still be secure. Online investing can be addictive, so

you should know when to stop.

Be prepared to arm yourself with as much information as possible. While it’s true that even the most informed

traders make mistakes, the more you know, the less likely this will happen. This means immersing yourself in

reliable, timely and knowledgeable advice. If you’re not willing to take the time to properly educate yourself, you

might want to leave investing to your broker.

A good investor has to learn to be patient. While it is tempting to take on the human herding instinct and put your

money on the latest trend or the most fashionable stock, those investors that are confident and patient usually

come out on top.

If you’re new, stick to blue chip stocks. There is a reason they are called blue chips, they have shown slow and

steady growth over long periods of time. There is no such thing as a safe stock, but blue chips are the closest

thing you’ll find. A good tip is to always leave a portion of your investments in blue chips, so if the rest of

your investments go south, you’ll have something to fall back on.

Online investing can be exciting and fun, but it can also be terrifying for a newbie. Do the research, develop some

patience and stick to familiar ground and online investing can be a great way to develop your portfolio without having to bow to mainstream brokers.

Godbless, John Caldecott.

The Wall Street Crash of 1929

The Wall Street Crash of 1929.
By John Caldecott.

Maybe no event in American financial history is better known and more infamous than Black Tuesday, the day the stock market crashed and ushered in a depression that would grip the United States through the first half of the next decade. But what caused such a horrible event and what can be learned from it?

The stock market crash that most people associate with Black Tuesday, was actually a multi-day process. The previous Thursday, the market began its downward slide, with trading setting an all time record with 13 million shares trading hands that day. The Dow had reached an all-time high just a month earlier in September of 1929 with a close of 381.17. A group of bankers met during that Thursday to try to figure out how to stop the slide and they decided to take the same tact that worked to stop the last market panic in 1907. They began to buy massive amounts of blue chip stock to try to reassure investors that the market was holding steady and that they shouldn’t sell everything they had and make matters worse.

The bankers, led by Tom Lamont of Morgan Bank, Chase National Bank’s Albert Wiggin and Charles Mitchell of National City Bank thought that this method had worked, but it only led to a quieter Friday. The downfall would continue early next week.

On Monday, spurred on by negative newspaper accounts of Thursday’s crash, investors sold more and more stock off, sending the Dow into another tailspin. At the end of Monday’s trading, approximately 13 percent of the value of the Dow had been lost. Black Tuesday led to more losses that some believed were spurred on by President Herbert Hoover’s insistence that he would not veto a tariff bill that many on Wall Street thought would hurt the economy.

So, what caused the crash? Most believe an artificial economic bubble is to blame for the crash. The bubble was formed during the 1920’s and the great amount of speculative investing that happened during that time. The downturn in stock prices after the high in September saw a chain of events happen that led to the Great Depression of the 1930’s.

While no one can predict the future, it’s safe to assume that while our current economy is healthy, a possible stock market crash can happen again. But only if we learn from history can we avoid another long-term depression that shakes the American economy down to its very foundation.


Godbless, John Caldecott.

What a stock exchange does

What a stock exchange does.
By John Caldecott.

The stock market is on the news every day. Even on days when there isn’t trading, like a weekend or a holiday, there are people on TV and in the newspaper that are talking about what they think individual stock are going to do and why you should or shouldn’t invest your money right now. We know that a stock market trades stocks. But why? And what good does it provide to the economy?

The stock market is seen by many to be the engine that drives the economy. Businesses and corporations and even governments use the stock market to create capital or wealth. They create this wealth by offering stock, or shares, which are like little pieces of ownership of the company or corporation, and then they trade them. The value of the stock depends on how well the company is doing. The company sells the stock to investors who buy the stock based on if they think the company is going to be making a lot of money or not. This brings in a huge amount of cash into the corporation. IPO’s or initial price offerings are when a company offers stock to the public for the first time ever. A big corporation can make hundreds of millions of dollars or even billions of dollars during their IPO. If the company continues to do well and make money, the stock price goes up, everyone that has shares makes money and more stock is sold to people who want to own a piece of that company.

The same method works if the company is doing badly. The stock loses value as the company does badly, and people then begin to sell the stock and the value of it goes down.

Every company, even the most successful ones, have their stocks go up and down on a monthly basis based on things like earning reports. There is no 100% safe stock, but there are stock that is referred to as “blue chip” stocks, or ones that are the most reliable.

But it isn’t just stock that is traded on a stock exchange like the NYSE. Bonds, securities and commodities are also traded, creating wealth in many different sectors as well as helping the flow of goods and services over the globe. The role of the NYSE and other stock exchanges around the world cannot be overstated in their importance to the world economy.

Godbless,
John Caldecott.

Google

Finally - A Top Secret Way You Can Get


A new breakthrough secret is all you now need in order to get your Google AdWords pay-per-clicks FREE!

A gentleman from New York discovered what he calls an "oversight" on the part of 99.9% of all marketers that allows him to get otherwise paid-for advertising at Google as well as all other search engines that allow sponsored ads.

And no, nothing about his "secret" is illegal - nor does it require that you know someone on the "inside" at Google, Yahoo, MSN, Overture and others.

Instead, the New Yorker boasts proudly "...this is something that I caught onto just before 2000 when there was so much search engine craze running around, and started doing small just to test things at first ... but which I later expanded on after getting the hang of it."

This same fellow went on to start and operate sixteen separate online companies selling everything from pet food, DVDs, children's toys & games, books, software, and sold not only his own manufactured products but became an affiliate for other web businesses - all the while applying his mastermind secret.

Over the course of nearly eight years the New Englander confesses "I've actually gotten over $87 million in advertising that using my secret I never had to pay for ... and the largest share of which was more recently in Google pay-per-clicks as well as other forms of pad advertising at search engines ... all of which I got for free ..."

So powerful is his secret that he's able to monopolize any niche online, and can always secure the top premium spots just above the usual organic results featured at most search engines.

He still has to set up an account with the search engines - but after applying his secret he is removed from having to pay for all the costs otherwise involved.
Again, nothing about his secret is either illegal or robs from the search engines.
One spokesperson from one of the most popular search engines said chuckling after being made privy to this amazing secret "Wow! Ha! This is really unique ... and in my expert opinion it would only serve to enhance and bring more business to us at [name of search engine withheld for legal & confidentiality reasons] and not cause us to lose business in the slightest. Amazing!"

The northerner revealed that in this nearly eight years' period of time since applying his secret he's done well over $300 million in sales revenue with a most diverse line of products, and most recently in the last two years netted nearly $166 million after really "buckling down and pressing my secret to its fullest potential."

Now to everyone else's fortune, the city slicker is releasing his secret for getting an unlimited amount of pay-per-click ads to the general public. But he's not promising any of us for how long.

A bit of an eccentric, the gentleman says "We'll see just how long I can make it available before it saturates things."

One famous public web guru pointed out that although this man may gain economically more so as a result of the publication of his secret "he's already so amazingly rich that whether he continues or discontinues its sale will neither make nor break the man, but not grabbing it for yourself while it's still available could prove disastrous for you as you may only have one chance, and a very limited one at that, to get this."

It is currently available at:

http://ujohn391.freegoogle.hop.clickbank.net

...so you may want to head on over there now and get it.

It's in a very easily readable format and is quickly and readily understood and mastered by anyone with even a 4th grade reading level.

While you're there, why not scroll down and review for yourself the huge successes others are now having with this incredible breakthrough in targeted advertising now made freely available to the rest of us?

To your success,

Godbless, John Caldecott.

GoogleAds

A new breakthrough secret is all you now need in order to get your Google AdWords pay-per-clicks FREE!

A gentleman from New York discovered what he calls an "oversight" on the part of 99.9% of all marketers that allows him to get otherwise paid-for advertising at Google as well as all other search engines that allow sponsored ads.

And no, nothing about his "secret" is illegal - nor does it require that you know someone on the "inside" at Google, Yahoo, MSN, Overture and others.

Instead, the New Yorker boasts proudly "...this is something that I caught onto just before 2000 when there was so much search engine craze running around, and started doing small just to test things at first ... but which I later expanded on after getting the hang of it."

This same fellow went on to start and operate sixteen separate online companies selling everything from pet food, DVDs, children's toys & games, books, software, and sold not only his own manufactured products but became an affiliate for other web businesses - all the while applying his mastermind secret.

Over the course of nearly eight years the New Englander confesses "I've actually gotten over $87 million in advertising that using my secret I never had to pay for ... and the largest share of which was more recently in Google pay-per-clicks as well as other forms of pad advertising at search engines ... all of which I got for free ..."

So powerful is his secret that he's able to monopolize any niche online, and can always secure the top premium spots just above the usual organic results featured at most search engines.

He still has to set up an account with the search engines - but after applying his secret he is removed from having to pay for all the costs otherwise involved.
Again, nothing about his secret is either illegal or robs from the search engines.

One spokesperson from one of the most popular search engines said chuckling after being made privy to this amazing secret "Wow! Ha! This is really unique ... and in my expert opinion it would only serve to enhance and bring more business to us at [name of search engine withheld for legal & confidentiality reasons] and not cause us to lose business in the slightest. Amazing!"

The northerner revealed that in this nearly eight years' period of time since applying his secret he's done well over $300 million in sales revenue with a most diverse line of products, and most recently in the last two years netted nearly $166 million after really "buckling down and pressing my secret to its fullest potential."

Now to everyone else's fortune, the city slicker is releasing his secret for getting an unlimited amount of pay-per-click ads to the general public. But he's not promising any of us for how long.

A bit of an eccentric, the gentleman says "We'll see just how long I can make it available before it saturates things."

One famous public web guru pointed out that although this man may gain economically more so as a result of the publication of his secret "he's already so amazingly rich that whether he continues or discontinues its sale will neither make nor break the man, but not grabbing it for yourself while it's still available could prove disastrous for you as you may only have one chance, and a very limited one at that, to get this."

It is currently available at:

http://ujohn391.freegoogle.hop.clickbank.net

...so you may want to head on over there now and get it.

It's in a very easily readable format and is quickly and readily understood and mastered by anyone with even a 4th grade reading level.

While you're there, why not scroll down and review for yourself the huge successes others are now having with this incredible breakthrough in targeted advertising now made freely available to the rest of us?

To your success,

Godbless, John.

Credit and the Law

Credit and the Law.
By John Caldecott.

The Equal Credit Opportunity Act says that all lenders will apply the same credit standards to all the consumers no matter what their race, sex, marital status, national origin, religion, age, or public assistance program that is involved. This does not say for sure that the loan approved or credit will be given to you. It will give you an equal chance to obtain credit. The only good measurement for creditors to use is your ability to pay the debts that you owe.

Many of the applications will have questions about some of the above things. However you are not required to answer them on an application for credit. These may be asked because of the fair housing laws or affirmative action laws but these are at your discretion. You should not be asked about your material status, unless your partner will help you secure the loan. You may be asked your age because of the Equal Credit Opportunity Act, but only to determine if you are old enough to have the credit. This means that you have to be over the age of 18 in the U.S.

Creditors must tell any applicants of their decision within 30 days. If the application is not approved, the creditor must provide a written statement that has full detail of the outcome or decision along with the reason for the denial and the information on the applicant’s rights. This act will help to seal for certain it is kept with all applications for credit no matter who the applicant is.

The Fair Credit Reporting Act will also give people the right to see their credit report. To make this better, everyone is entitled to a free credit report every 12 months. This act will help people to receive their credit history for all three national credit-reporting agencies. When you are reviewing your credit, you can dispute items on the credit report and this will allow the consumer to control some of what the credit reporting agencies have against them. If the correction to your credit in not right, you can also add a statement of 100 words or less to help clarify the item that you want to dispute.

The act was started to uphold the accuracy and privacy of a person’s private information in the credit report. It was passed with the intention of preventing identity theft, which has become more popular in recent years. By reviewing one’s credit report each year, he or she will be able to determine if any kind of identity theft has happened.

Both of these acts will protect you by helping the fairness of the lending industry while allowing you to take control of your credit history and making sure that it is accurate. If you want to maintain good credit, you need to learn as much about it as you can. Understanding these laws means that you are taking a good and positive step in creating good credit for yourself and making it possible to have a more stable financial future.

Godbless, John.

Figure Your Credit Score

Figure Your Credit Score
By John Caldecott.

You may want to know how your credit score is calculated. The process is long and each of the three major companies in the United States will participate in reporting credit scores and histories with a different method. This is why your credit score is going to be a little bit different from one to the next. There are some factors that you can take into consideration if you want to estimate your credit score on your own.

The first thing is if you have not ever owned a credit card or had any type of bill in your name or if you have borrowed money of any kind, your credit score is going to be zero. Even though this is not considered to be bad credit, it is hard to even get a loan with no credit as it is with bad credit. There are some companies that may be willing to take a chance on someone with no credit but it is much better to build up your credit little by little as you go by having cards in your name and living a comfortable and stable life within your means of income.

Your credit history is going to make up about 35% of your total credit score and it is very important. The bills that are not paid or if you have debts that have defaulted you will hurt your credit score for 7 to 10 years before they are all erased. You need to think about this and all of the bad choices that you make today can hurt your credit in the future. If you are repaying these debts now, chances are they will still show up on your credit report now as bills that were paid late. There is 15% that is going to be the length of your credit history. It is a good idea to start building credit as soon as you can. Your score is will improve as time goes on as long as you are maintaining a bank account. The information like length of employment or residence so that it can be classified in this section so if you have a regular and stable life, you will have a better score than someone else that moves around all the time.

Then 30% of your score will depend on what you are currently owing to creditors. Even if you are not late on paying your bills, if you have many loans out at one time, it may be possible that you are denied to have another. Therefore it is important to only take out the loans you really need and to repay them on time or early if you can. If you pay off your loans early, you will not only see your credit score rise, you will also save money on paying interest. This will show up on your credit history. You will also want to try and keep your money in one place if possible. 10% of your credit score is going to be based on new accounts. They will look at how many different types of loans you have applied for and how many you have open now. When you are opening and closing accounts too fast is not a recommendation.

You need to use your common sense. Know your credit score and how it is calculated is going to help you find mistakes on it. This may help you and your credit score in the future. You are able to see a free copy of your credit report annually for free so you should review this as well as get your credit score to be sure that you are being treated fairly.

Godbless, John.

Getting Help: The Best Things About Credit Counseling

Getting Help: The Best Things About Credit Counseling.
By John Caldecott.

Sometimes we cannot keep a good credit score all the time on our own. There are times in life when we may need to have a little bit of help keeping our credit score at a good level or raising it to a level that we want it to be at. Thank goodness that there are organizations out there to help us to do this and keep our credit on track where it should be.

Debt counseling is for anyone that may have bills that are scattered with different companies and find it hard to keep up with all of them from month to month. It can be hard to remember who you have to pay each month and how much. There is debt counseling to help put all of your bills into one low payment so that you can make your payments to one company and they will distribute the money to where it needs to be.

This will take all of the guessing out of paying your bills. Now the payment will be lower because the debt counselor will work with all of the companies that you owe money to so that they can accept the lower amount of money each month. This is not for everyone however, and the fees and interest rates are going to be high.

After you consolidate your bills into one payment it should only take two or three years to pay them off. If it would take more than five years to pay these debts back, you may want to think about it more because it may not be the right option for you. There are a few different reasons why debt counseling will increase your credit score. Making the payment before it is actually due then you are paying all of your bills at once.

Credit companies will see this on your credit report and reward you for being more responsible and paying your payments on time. This is true even though they are consolidated into one payment because everyone is still getting their money on time. Many will believe that consolidating your bills will decrease your credit score, but this is not the right idea. Many think that this is a major reason for concern but it is actually helping people out. It may have been a risk in the past, but there are many legitimate companies out there that are going to help you rebuild your credit score.

Using the debt counseling for your debt is actually very responsible and will benefit you in many ways. It is a good idea to do when you are looking to get out of debt and get things back on track for you and for your credit reputation.

Godbless, John.

Using a Co Signer to Boost your Credit.

Using a Co Signer to Boost your Credit.
By John Caldecott.

Having a co-signer on a loan application can either be a good thing or a bad one. This can be anyone that you know like a friend or family member who agrees to share the responsibility for repaying the loan if you cannot make the payments for some reason. Usually it is a parent that will co-sign for a child who has no credit or low credit. It can be a good way to build your good credit up and get the results that you are looking for. In other cases, the co-signers good credit may help someone with poor credit get a loan that they would otherwise be denied for.

We all start out with a credit score of 0. Having no credit score is almost as bad as having a bad one. There is no record of your credibility, which is not very convenient if you are a young adult trying to get a loan for a home or car or college education. There are parents or guardians who will understand the meaning of having credit will put their child’s name on a utility bill and let theme make payments from a job or pay for it themselves. As long as the bill is paid in full and on time, it will put a positive reflect on the person’s credibility. It will be a lot easier to move into the adult work of making a large purchase like a first home when you have good credit to your name.

For the person that has managed to make a bad name for himself or herself in the world of credit and they are in need of a loan, they may have to rely on a co-singer to help them out of this jam. No one wants to be in debt and a family member or friend will be more understanding than the institution from where you want to borrow the money. A co-signer must have a good credit score and they must be willing to take over the remaining money that is owed on the loan for any reason if the primary borrower cannot make payments.

If you are in debt and you cannot seem to get a break, a co-signer could be what you are looking for. No matter what your reason for bad credit, it is up to the lender to approve or deny you based on the facts of your credit report. As long as you know someone who has good credit and enough trust in your ability to repay the loan that you are looking for, you may have a good chance to get back to where you want. A co-singer is a good way to establish or re-build good credit for you.

Godbless, John.

Using Credit Unions and your credit

Using Credit Unions and your credit
By John Caldecott

A credit union is a good organization that is for individuals based on where they live or where they are employed. It will work in the same ways as most banks but offer loans that are more exclusive to their members and offer a better and much lower interest rate. Those who deposit the money are able to borrow money because the members run it. This is the best place for someone to earn a stable paycheck but is somehow managed to accumulate bad credit because of sometimes the community will base it on their character and not on their creditability. A bank can turn you down easily if your credit rating is not good but with a credit union you will have the chance to explain what you want before you are approved or denied.

You can benefit financially because you are a member of the credit union. A savings account with a bank will accumulate interest over time. It is set by the percentage of what your balance is over time. Credit unions will pay higher interest to their members and the interest rates on any loan are going to be lower as well. Any profits that are accumulated will go into serving the members better because it is a non profit organization that is ran by volunteers in the community only.

There are different ways of finding out which credit unions are available to you with your employment, residence, or what your part is in an organization. If you have a stable job, you can ask your employer if there is one that you are able to get based on your involvement with the company. There may also be a member of your family who belongs to a credit union that encourages members to have their entire family members join. In most areas, you may be available to join because of where you are living. It is viewed as a way for the community to work together as one to take care of all the members.

Everyone needs to be a member of a financial institution in order to get and build up good credit, gain eligibility, and to take out a loan if it is needed. They will also be able to have a reference of stability on his or her credit report. Many people will want to use the credit unions over banks because they are friendlier and locally ran by members of the community. They are non-profit so you will not have to pay a fee to be a member and take advantage on the positive things that they offer. They will give anyone who has bad credit a chance to be eligible for loans and rebuilding their credit score.

Godbless, John,.

Diet and Exercise

Diet and Exercise
By John Caldecott.

Nutrition and physical activity is going to go along together for our bodies. Exercise is going to give us fitness

along with four major things: flexibility, strength, muscle endurance, and cardiovascular health. Diet on it’s own

is not going to be able to give you this. You need to have the physical part as well. One thing to remember is

that a bad diet can affect the way that your fitness training goes even if you follow the best type of exercise

plan that you can. You need to put a healthy diet and a lot of exercise together to stay as healthy as you can.

It is going to be achievable to answer the question of how long you need to exercise to keep as healthy as you can.

The average is at least 20 minutes of exercise at least three times a week. This will help to strengthen the

cardiovascular health. Another idea is that 3500 calories must be used in a week by doing any sort of physical

activity. This will benefit you and your heart as well. It is a good idea to speak to your doctor first to find out

what exercise plan is going to be best for you and your body.

The energy nutrients that are stored like glucose and fatty acids with a few amino acids are let out into the blood

during exercise in order to provide energy for what you are doing. This means that the body will respond to

exercise by adjusting its fuel amounts.

There is a way to use diet to control high blood pressure and now they are finding out that exercise has a role in

keeping blood pressure from increasing. With the reduction of sodium into your body, weight loss and limited

alcohol use, along with the increased amount of physical activity and a low fat diet, you can control hypertension.

Foods that are used for the purpose of lowering blood pressure without using medication can include sweets and

many beverages that have sugar in them, red meat and fats.

To build muscle in the body, proteins are used and this is true when the body is at rest after exercise or any type

of physical activity. There is research that has shown that athletes will retain more protein and use more of it as

fuel for the body. The American Dietetic Association has said that one gram per kilogram of bodyweight is

recommended for people that do not exercise at all. For the athletes, the protein amounts are going to be higher.

It should be considered that athletes also need more carbohydrates as well. If they do not take in enough crabs,

their protein will be used all up for fuel and there will not be anything left for muscle building after exercise

is done.

There is increasing evidence that weight bearing exercises like walking, dancing, running, sports and so much more.

Are very good at getting good bone health. Swimming has been a great use for bone health. Eating disorders like

bulimia and anorexia have been said to damage bone strength. Exercise alone cannot make your body healthy. You

need to have the proper calcium and other vitamins and minerals required for bones must go with the adequate amount

of exercise to provide the best bone health. Along with exercise, diet can help keep your body working good and in

the right mode for the rest of your life.

Godbless and Keep Fit,
John Caldecott.

http://www.IM-Myth.com/Tazfm

Is Google in Trouble & Facing Bankruptcy

Is Google in Trouble & Facing Bankruptcy?


[NEW YORK - Wednesday] - by Devon Melk. Rumors are now running
amok
that the 2nd most powerful website on the entire Worldwide-Web
may
file BANKRUPTCY, with the deadline set for this December; being
the
date of both discharge and dissolution in a Federal Court of Law.

This would come as a SHOCK to investors and "Googlers" alike who
both profit and benefit from the use of the World's largest and
most powerful search engine which receives far in excess of
100 MILLION unique daily visitors and well over 300 million
individual searches daily - making it perhaps the single most
valuable public data resource as an "information bank" online the
world over.

But is the rumor true or false?

The origin of the rumor occurred when some savvy Internet
marketers
began making statements that they had heard "insiders' talk" that
the company (now publicly traded since April 30, 2004, just over
3
years ago) may face financial disaster with the release of a "new
system" that would allow advertisers to get their otherwise
pay-per-click (PPC) advertising completely free.

This, of course, would naturally lead directly (like a domino-
effect) to the collapse of Google's sibling program AdSense; as
its
only revenue comes from the direct sales of AdWords "clicks."

The "new system" in question and responsible for the controversy
over getting AdWords pay-per-clicks free is that developed by
Dr Jon Cohen of New York City, New York (now retired) who
discovered
a simple, yet effective means, for getting Google PPC ads without
having to suffer the costs involved.

The retired New York doctor and native has a publicly disclosed
net
worth now in excess of $70 million [US], having generated well
over
$377 million in product sales from sixteen (16) separate online
businesses within just nine (9) years since first venturing
online
in 1998 (about the same time as Google was founded).

It is estimated by company insiders and leading financial
analysts
that the "good doctor" (as he's called by "all who know him") has
purportedly saved well over $93 million (some estimates suggest
closer to $136 million) in otherwise paid advertising at Google
and
the other major players in the PPC targeted-search arena online -
including Yahoo, MSN, AskJeeves, AllTheWeb.com, HotBot,
AltaVista,
Lycos and Netscape, just to name a few.

The "secret" became available to the general masses last April,
and
its very release caused such a major sweeping stir among the
community of Internet-marketers, affiliate-marketers, webmasters,
ecommerce company owners and surfers alike that the site quickly
rose to break the top most visited 1,000 websites on the entire
planet briefly; and as can be seen here:

http://tinyurl.com/39lnjn (Alexa data on this!)

When asked if the "secret" would somehow ruin Google, Dr Cohen
revealed almost cryptically that it actually would bring about
just
the opposite effect, and "stimulate" even more business volume
for
the virtual giant.

Many people were dismayed to find that Google itself is
deliberately
allowing the purchase of 100,000's of PPC ads offering the secret
system to the general public -- which indicates to most observers
that either they [Google] haven't caught it, or they simply feel
that it somehow is not a threat to their continued operation.

For anyone's inspection factual and hard evidence supporting this
can be seen by simply looking to the right-hand column when doing
a
search for "get google ads free" (specifically in quotation
marks)
at Google.com under the "Sponsored Links" section.

Or take this direct and instant SHORTCUT:

http://tinyurl.com/2ctu6j

You can also see nearly 100,000 specific results in the "organic"
fields index located in the center and which occupies the bulk of
the results pages.

One would think that if Google felt threatened by such a release
as
this earth-shaking "secret" is, they would hardly allow for
either
paid-ads or organic content to make the top searches regarding
it.

However, evidence supports to the contrary - and this being the
case now for a full six (6) months.

Mysteriously, within just two (2) hours of its initial release
last
April, Google itself actually did in fact 'pause' the parent
firm's
attempts at advertising the new system using PPCs on their search
engine - only, however, to release the hold after a Review Team
consisting of some of Google's top executives completed
performing
an in-depth investigation and made the determination to ALLOW the
ads to run.

The secret system was recently revised however to include "major
new content" and "more exhaustive instructions," and is now
available at its Home Site:

http://tinyurl.com/3dpu8q



The most important addition is that of a so-called "string of
code"
(tech-talk for some HTML) that can be added to any webpage(s)
that
instantly causes the elimination of the page owner's AdWords
costs
right away.

Even a "live" woman spokes-representative ("Rachel") has been
added
to the site, and who appears to literally walk out onto the
webpage
and talk to visitors and explain a bit more how the mysterious
new
breakthrough system works.

Since the addition of this new "live" spokes-woman has now
appeared
at the site, company Vice President of Sales & Marketing, Mr Todd
Coutrin states that "sales for the system have skyrocketed above
2,430% suddenly and with no limit in sight."

Coutrin continues: "With the newest revision now in place, plus
all
the additions added, affiliates for the new system can expect to
earn even more than ever before!" (Note: Affiliates make up the
bulk of the firm's sales generation.)

The refund rate for the new revised version of the secret (named
V5.1) has dropped to less than half of what it was before the
newer
version's release; meaning it's now even more readily-received
and
put to use than ever before (perhaps in large part to the newer
simplicity of application) - now making it the safest and one of
the best resellers for the networks of affiliate marketers who
earn
their revenues from the reselling of other electronic publishers'
stock and digital product lines.

When asked, Google company representatives stated
matter-of-factly
that the rumors of bankruptcy for the ecommerce giant are simply
not true, and that the rumor millings are in fact simply the
result
of "panics" brought on by the usual hysteria associated with
anything large, new or revolutionary - or in this case, all
three.

Attempts to contact both Sergey Brin and Larry Page, the former
Stanford University students who founded Google in 1998, to
request
comment were unsuccessful.

Again, Google itself seems to be the biggest supporter of the
"new
system" as it's allowing more and more advertisers to promote the
new system on its search engine before over 100 million daily
searches and surfers.

http://tinyurl.com/3dpu8q



To Your Success.
John Caldecott.

College Students

College Students
By John Caldecott.

When you go away to college, you are thrown into an unfamiliar environment. Sleeping in a bed that is not your own and dealing with a new roommate you don’t know may be difficult enough, but you can’t forget about learning how to eat healthy foods while at college. Healthy eating is important so that you keep the weight off and keep your immune system healthy.

It is first important to settle into an eating routine. At home, you would probably never eat after a certain time at night—don’t at college either. If you’re used to eating breakfast, wake up before classes in enough time to do so. At the very least, be sure that you have time between classes for a balanced lunch and dinner. Don’t skip meals.

If your schedule is hectic, as most people find, you’ll need to schedule time to eat. Instead of grabbing food from a vending machine when you are hungry, plan ahead. Take a healthy salad or sandwich with you to eat if you have class over mealtime. Most professors don’t mind if you bring food to class as long as your eat it quietly.

When you do have time to eat in the cafeteria, it is important to make healthy decisions. Most colleges offer pizza and a variety of desserts every day, but that doesn’t mean you have to eat them! Look for choices that have a balance of the food groups in every meal. A good indication that you have a nutritious meal is color. If your trey is colorful, with fruits, vegetables, and proteins, you are on the right track.

Of course, not every college has a cafeteria, and even if yours does you might choose to eat elsewhere. It’s very tempting to order Chinese food or other delivery, especially when participating in study groups. Try to find the best options here and allow yourself to splurge only on special occasions. For example, if someone is ordering pizza, see if the pizzeria also offers salads. This may be a healthy option. Try to stay away from fried or greasy foods.

College is one of the best times of your life. Don’t let poor eating choices ruin the experience. You might also want to note as a closing thought that alcohol has more empty calories than most of the foods you can eat at the cafeteria combined. Staying away from it can not only keep you safe, but also healthy. Add an exercise routine at a local gym, and you’ll never see that freshman fifteen!

Godbless,
John Caldecott.

High Fiber Diets

High Fiber Diets
By John Caldecott.

Fiber is mostly polysaccharides composed of glucose units, but human digestive enzymes cannot break the bonding of these units. We can think of fiber as non-starch polysaccharides. These include cellulose, hemicellulose, pectin, and some other types of fiber. That might sound like Greek to you, but fiber is an important part of our daily diet, and a high fiber diet might be perfect for your body.

Depending on their solubility in water, there are of two main types of fiber: soluble fiber and insoluble fiber. Both of these types are important for optimum health. Fiber has a number of health benefits and hence is highly recommended in daily food. Some of its health benefits are:

• It promotes the feelings of fullness and reduces energy consumption.
• It prevents constipation, hemorrhoids, and other intestinal problems.
• Fiber helps prevent bacterial infection of the appendix.
• It reduces the risk of colon cancer.
• It stimulates the muscles of the digestive tract and helps them retain their health and tone.

To keep the digestive tract healthy and prevent other disorders like hemorrhoids and intestinal problems, people normally need 20 to 35 grams of fiber daily. These can be obtained from a variety of plants, vegetables and fruits. Fibers are especially abundant in whole foods. All fruits are rich in fiber. For just 2 grams of fiber, you could eat 1 small apple, 1 peach, 1 small banana, 2 prunes, 16 large cherries, or a number of other fruits. Grains also contain fiber. For 2 grams of fiber, simply try 1 slice of whole wheat bread, 2 slices of cracked wheat bread, 1 cup of cooked oatmeal, 2 cups of popped popcorn, or ¼ of a cup of corn bran.

If you are on a low-carb diet, you can try eating cooked vegetables to provide your body with adequate fiber. For 2 grams of fiber, eat ½ of a cup of broccoli, 1 cup of celery, ½ of a cup of carrots, 1 small potato, 1 large tomato, or a variety of beans. Beans, or any type of legume, are the real powerhouses for fiber. By only eating ½ of a cup of kidney beans, 1 cup of dried peas or lentils, or ½ of a cup of canned baked beans, you can provide your body with a whopping 8 grams of fiber. If all else fails, small amounts of fiber can also be found in peanuts, walnuts, and pickles, so there is really no excuse for not getting enough fiber in your diet!

Godbless,
John Caldecott.

Food Pyramid

Food Pyramid
By John Caldecott.

An overwhelming variety of both natural and highly processed foods is available at the market. To guide people in picking healthy food items, the US Department of Agriculture has designed the food pyramid. It is a labeled illustration, shaped like a pyramid, which demonstrates groups of essential food types and the quantity in which a normal individual requires each of these foods.

At the base of the food pyramid are such food items that serve as ready sources of energy. These are rich in starch, low in fat, and include cereals, pasta, bread, and different types of grains. By the specifications of the food pyramid, a normal adult individual needs 6 to 11 servings of these items daily. Whole grains are the best and healthiest food of this group. In a single serving of these foods you can include a slice of bread, a cup of cereal flakes, one flat tortilla, and one ounce of rice or pasta.

As the geometry of the food pyramid shows, vegetables and fruits are required in less quantity than carbohydrates. Normally, a grown person would need 3 to 5 servings of vegetables and 2 to 4 servings of fruits daily. The high fiber content of vegetables and fruits make them ideal food items as fiber keeps the bowel movements in order. In addition, they are both rich in vitamins (required for immunity and general health) and minerals, which ensure the proper functioning of various body organs. Among vegetables, go for more dark green vegetables and try to pick fresh fruits instead of fruit juices.

Next upper chamber in the food pyramid is occupied by proteins and dairy products. You need 2 to 3 servings daily of each of these foods. Protein comes from lean meat, eggs, fish, beans, and nuts. It is advisable to remove the visible fat on the meat so as to make it a low fat item. Be moderate in using nuts, since they also hold fats. Among the dairy products, milk is the complete diet with most of the required vitamins and minerals like calcium, phosphorus, and magnesium. Cheese and yogurt are also recommended dairy foods. Try to abstain from high intake of ice cream and cheese that is high in fat.

Lastly, at the top of the food pyramid lie fats, including oils, and sweets. The recommended quantity of these items is limited to sparing use. Butter, cream, oils, candies, margarines etc., are all foods that are not easy to digest and hence should be used in minimal amounts. However, it is an important part of our diet, just as all the other parts of the food pyramid are important as well.

Godbless,
John Caldecott.

Fad Diets

Fad Diets
By John Caldecott.

Fad diets are a sort of diet plan or aid that aims at losing weight, usually in a relatively short time. Fad diets attract a large number of people who suffer from weight problems and are helplessly looking to some way of arriving at a shapely physique. The problem with fad diets is that their fat-reducing effect is temporary and results in quick regain of weight. What is worse is that most of these diets are harmful to health.

Fad diets are not as new as they might seem at first. These date back to the mid 19th century when an obese Londoner was prescribed such a diet on experimental basis. Now, after a century and a half, fad diets have become popular among people with weight problems. Teens and young adults especially flock to fad diets for answers to weight problems.

Fad diets are usually centered on a higher consumption of fats or proteins while stressing to go easy on or, in some cases, completely cut out carbohydrates. It is the low intake of carbohydrates that brings about rapid weight loss. In fact, this rapid loss is the loss of water that glycogen has stored. With loss of glycogen, the large amount of water stored in it is also lost and body weight drops. The fats are still there and as the fad diets are given up, the body regains its proportion of water lost. Weight is put back on as fast as it was lost.

Normally, carbohydrates remain the source of energy for work. With fad diets, the carbs are no longer there so the body starts using the stored fat, breaking it down. This may appear beneficial but in fact it is not. In the absence of carbs, fats cannot be completely oxidized and put to work. Hence, the body feels fatigued and weak. In addition, the ketone molecules resulting from the fat-breakdown accumulate in the blood and are excreted out via urine, causing dehydration.

Given the harmful health effects of fad diets, it is important for us, especially the weight-conscious people, to recognize and beware of these diet plans. Watch out for diets that:

• Promise quick weight loss
• Publicize before and after pictures
• Present weight-loss testimonials
• Tend to limit natural food choices
• Require a large sum of money

Fad diets may be popular, but they can greatly hurt your body. Be careful with any diet or exercise program and ask your doctor to be sure it is safe.

Godbless,
John Caldecott.

Fat

Fat

Numerous sources of information will tell you that fats are potentially harmful elements of your diet. While this is true in general, it does not imply that fats are not valuable from a nutritional point of view. In fact, fats are absolutely necessary for maintaining proper health. Fats are the chief form of energy stored in the body. During times of unavailability of food, the fats stored in the body provide energy to prevent starvation.

There is good scientific reason behind why fats, and not carbohydrates, remain the chief form of stored energy in the body. The body cannot store glycogen (the dominant form of the body's carbohydrates) in great amounts because glycogen holds a great deal of water and is very bulky. Fats, on the other hand, can be packed tightly together without water. They can store much more energy than glycogen in a small space.

Foods rich in fats are valuable in many situations. One gram of fat (or oil) provides twice as many calories as obtained from one gram of carbohydrates. People doing hard physical labor and those traveling in cold climates require ample supply of fats to provide energy in the form of heat. Fatty foods usually carry tempting aromas and flavors that cause you to eat these foods in excess, getting unneeded calories.

How do you know when to stop eating? Well, there are certain fats in the food that slow digestion and give the brain a signal to stop eating. That is why fatty foods give a fuller feeling of satisfaction.

The vital organs of the body are surrounded by and cushioned in fat pads that function as shock absorbers. Also, the layer of fat beneath the skin prevents the body from extremes of temperature conditions. Fats also dissolve some essential nutrients like vitamins A, D, E, and K.

Without some fat in our diet, we cannot survive. The fear of eating too much fat and gaining weight is often associated with anorexia and other eating disorders, but fat, in moderate amounts, is actually healthy for your body. Look for fats that are good for your body, such as those found in olive oil, and reduce the fats that are bad for your body, such as the ones found in fast food.

Remember to eat a small amount of good fats every day so that you can maintain good health.
John Caldecott.

Aniversary

Our 29th Wedding Aniversary.

Just a matter of fact - that's all.
It's our (My Wifes and Mine) 29th Wedding Aniversary today.

Just thought i'd mention it by the way.

Happy Aniversary to You and Yours when it arrives!

Godbless, John.

============================================

Private Label Internet Empire

Your Private Label Internet Empire Is Here!

Today I want to tell you about a new site that I just came across. It's called Private Label Club and it's brought

to you by Jason Oickle.

To say that I am impressed would be a major understatement. I mean, what he is offering to free members is just

insane.

This is one of the very few sites that I have found that is literally giving away so mach value to free members!

There really should be a monthly price tag on just the free membership alone!

Go see what I mean:
http://www.private-label-club.com/?plc=1940

What I love the most about Private Label Club is the powerful elite membership.

I mean, on top of the free content, as an elite member you'll also get 300 plr articles, 24 headers, 12 adsense

sites and 3 private label ebooks. And you're going to get all that every single month like clockwork.

This is not just any old crappy content either!

Jason has a team of very talented people to make sure you get only the highest quality possible. It truly is

superb, this is the only plr membership I will ever need.

I don't want to waste any more of your time so I urge you to click the link below and secure you're free membership

before Jason decides to lock the doors forever.

Don't let someone else grab your spot!

Go now:
http://www.private-label-club.com/?plc=1940

Thank you for your time and I will see you in the members area.

To Your Success,
John Caldecott

"Discover How You Can Quickly CASH IN promoting your Web site for FREE!

WARNING! Don't even think about promoting your Internet business until you read this...

"Discover How You Can Quickly CASH IN promoting your Web site for FREE! "


http://www.bigdaddypays.com/tazfm

Let me share with you what you receive with this FREE Membership Offer:

1. You are empowered to GIVE AWAY UNLIMITED TOP Keyword Positions and $50 dollars in FREE Advertising to your

family, friends, business associates, new contacts or whoever you want. I want you to stop and think of the doors

this can open for you and your business. As a member you will have access to this powerful tool.


2. You also get your own exclusive Search Portal. Aren't sure what a Search Engine Portal is yet?

CLICK HERE: http://www.searchbigdaddy.com/tazfm
to visit my Search Engine Portal.

Think about that, your own Search Engine Portal and the income it generates.


3. $50 in FREE Advertising to GET STARTED. That's right we are giving you $50 to use in advertising campaigns

Absolutely FREE. And there is NO LIMIT to the amount of FREE Advertising you can earn.


4. FREE affiliate program where you can earn CASH and FREE Advertising Dollars just by GIVING AWAY FREE Memberships

that include a FREE TOP Keyword Position, Search Engine Portal, and $50 in FREE Advertising Dollars to GET STARTED.


5. A personal Back Office Control Center that is so easy to operate even a newbie can do it with no training. Here

you will be able to direct your advertising campaigns, and track your referrals. Plus there is much more as you

will soon see.


6. You also get all the tools necessary to make your business a financial success. We will continually add new and

innovative tools and services to help you grow your business into a huge passive income empire.


7. And the best part is it's all FREE!


Alright John. Please tell me, what do I have to do to receive my FREE TOP Keyword Position, Search Engine

Portal, and $50 in FREE Advertising Dollars?

http://www.bigdaddypays.com/tazfm

Godbless, John Caldecott.

Vitamins for Your Mental Health

Vitamins for Your Mental Health
By John Caldecott

Vitamins help you body in a number of different ways. However many people do not realize that vitamins are also crucial for helping the health of your mind. Depression is one of the many mental illnesses that can really help to ruin a person’s life if left untreated. If you are hoping to deal with your depression in a way that is healthy to your body but does not include the use of drugs, you might want to gain a better understand of just how vitamins can work for your depression. Vitamin supplements can help you fight your depression.

First and foremost, study the B vitamins. B-complex vitamins are essential to your well-being, including your mental and emotional health. They are water-soluble, which means that they cannot be stored in the body over time to be used at a later date, and so you must eat foods rich in B vitamins every day or take vitamin supplements. B-vitamins that could cause or add to your depression include thiamin, which provides energy to your brain, and pantothenic acid, which is crucial in the formation of certain hormones that suppress depression. Most other B vitamins affect your mental and emotional state as well, and because they are broken down in the body by alcohol and sugar, many people find it a struggle to eat enough food rich in the B vitamins. You should talk to your doctor about vitamin supplements in these areas in order to treat your depression.

Vitamin C is also extremely important in the fight against depression. Normal levels are usually easy to achieve in the body, but you might find that you need a boost from vitamin supplements if you have recently have surgery or an inflammatory illness. Lack of vitamin C is common if you are stressed or pregnant, so be particularly mindful of your depression during these times of life.

A variety of minerals, like magnesium, calcium, and zinc can also help you to fight your depression. The bottom line is that it is important for you to talk to a doctor if you believe that you are depressed. Vitamin supplements and medical care can help you to fight depression in many cases. You doctor will be able to recommend brands that are of high quality and instruct you on how to take the vitamin supplements so that your body can get all of the nutrients it needs to stay happy and healthy, both physically and mentally.

Godbless, John.
http://awakentomoney.com/ebsp/index.htm
http://awakentomoney.com/onetimeoffer

Effects of a stroke

Effects of a stroke
By John Caldecott.

There are things that you should know if you or someone that you know has had a stroke or deal with the aftermath. There are going to be certain things that are not going to be easy to do or deal with anymore. This is why it is important to know as much about it as you can. There are things that you have to be aware of so that you are not disappointed or upset when you realize that it is not possible anymore.

A stroke is going to affect your brain and cells that control parts of the body. If these parts of the body are damaged, you may not be able to have the same kind of control that you once did with them. You have to make sure that you are doing what you can to make the situation a little easier on yourself if you are the victim or the person that has gone through the stroke. The idea is to know what is happening to you and your body at the time.

What happens during a stroke is very important. This will determine the extent of damage that you have to your body and your brain. There are many things that can happen from a stroke and for some it may result in death in the more severe cases. It is always important to make sure that you have the right amount of support with mental and physical pain when going to through the ordeal of a stroke. This will mean for everyone from the victim to the people that are their taking care of the patient.

Sometimes with the right amount of rehab and proper amount of therapy, a person can get through the repositions of a stroke. They can get well over a long time period. It is going to take a lot of determination and hard work but if the person is persistent enough they can make it through. It will depend on their will to get through the stroke and over come all of the pain and grief that has been done to their body from the stroke.

There are more and more things that can be done to help a patient that has had to deal with a stroke. Many times a person will think that their life is over and that there is no hope when in reality it is important to know that there are researchers out there finding new things all the time to help people dealing with a stroke. It is very important to keep positive and have the best attitude possible when having to deal with getting over a stroke.

Depression after stroke

Depression after stroke
By John Caldecott

There are so many emotions that a person may feel when they are going through the terrible ordeal of a stroke. This is very hard time for anyone to go through and it is important for you to be very strong but it is important to be able to go through all the steps that are necessary to make a fast and good recovery.

When going through the ordeal of a stroke a person has to have a good support system. They have to have someone that will be there for them and give them the help that they need and someone to confide in as well. A stroke victim is going to need help with both the physical and the emotional part that they will go through.

There will be many feelings and this is very important to address. Helping someone that has been through the process of a stroke is going to be something that you can do to make a difference. The worst thing that can happen is for someone to go into a deep depression when they are trying to recover from a stroke.

Having fun is important too. Making a stroke survivor laugh is important so that they can see that they still have life ahead of them and that they are going to make it through the bad times and have many more good times ahead of them. Making sure that the person knows that they can still go out and enjoy life is very important.

If you or someone that you know has been through the process of a stroke, you have to get up and moving around. Get up every morning and get dressed. Make sure that you are feeling good about yourself and that you have the confidence to go through life.

Make sure that a person that has survived a stroke is going to all the appropriate therapy sessions. It is important to get the strength back and get back to normal or as normal as possible. It will make the difference between someone gaining their life back and someone just giving up. Getting through this time is difficult and it is only time and healing that will make it better.

Depression is hard on anyone especially someone that has been through a devastating process like a stroke. The most important thing is to not stress over it and get through the bad times and know that good times are coming again and that the opportunity for a second chance has been given so do not pass it up. It is important to have a better diet and the right exercise as well so that the body can gain strength and be healthy once again.