Criticism of mutual funds

Criticism of mutual funds.


While mutual fund investing has exploded over the past 50 years to become one of the most popular forms of investing anywhere, there are still possible pitfalls that you can fall into if you’re not careful.

Investing is still a risky business, even if everyone is doing it.

Here are some tips to help you through any problems you might have.

One common criticism of mutual fund investing is that they don’t have a high enough return on their investment and that index funds, which aren’t as popular have historically returned a higher investment than the much more popular actively managed mutual funds.

A second common problem that some have with mutual fund investing is the use of load funds.

You have probably seen the phrase “no-load mutual fund” in the newspaper or on television.

The reason the no-load type of fund is preferred is because load funds come loaded with fees.

These fees can run anywhere between half a percent, all the way up to 8.5 percent of however much you chose to invest.

It’s thought that these fees are a clear conflict of interest as they clearly benefit the people making the sale and hurt the person making the investment.

Load mutual funds are also thought to make your broker recommend funds that will maximize his fee, and not your investment portfolio.

Some investors also point to a perceived conflict of interest in regards to the size of the mutual fund.

Most companies that manage the mutual fund charge a fee of between half a percent up to two and a half percent of the total amount of the funds assets.

It’s thought that this fee could cause a fund to spend more on advertising than is actually needed so that they can get more people to invest in the fund and maximize their fee as much as possible.

The mutual fund market isn’t immune to scandals, either.

In 2003, a scandal involving the practice of unethical and dishonest trading practices.

Many funds were found to have participated in late trading and market trimming, both of which are illegal practices.

You obviously don’t want to invest in a mutual fund that is engaged in illegal activities.


Mutual fund investing is gaining in popularity on an almost weekly basis, and a few bad eggs in the business won’t ruin it for everyone.

However, it is always good advice to enter into any kind of investing with your eyes open, and if you feel your mutual fund is behaving improperly, there are authorities you can report them to.



John Caldecott.

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Mutual Funds

Mutual Funds

College vs. Retirement

For most people, investing in mutual funds is pretty straight forward.

You have specific goals that need to be met.

You and your partner are approaching mutual fund investing with your eyes open and you’re both on the same page.

Granted, she may want that pretty cottage down by the lake and you want that new speedboat, but both your goals involve water, and that’s close enough for you.

But what if you’re in a completely different boat?

What if you know you need to invest, but you have two equally important goals pulling you two different ways?

This is the case with thousands of parents who see the need to save for retirement but also want to save for the kids’ college education.

How can you do both at the same time?

Here are a few tips.

One of the biggest factors in the college vs. retirement battle is

the fact that people are putting off having kids until later in life

these days.

Fifty years ago, this wasn’t the case, and saving for both college and


retirement usually happened during two distinctly different phases in one’s life.

These days, now that we realize that saving for retirement is something that should be started when you’re 18, not 48, the

two overlap more than ever.

The gut instinct of most parents is to put the kids’ future ahead of their own and cut back on retirement savings in favour of college.

While this is a popular choice, it really only should be a last resort.

A technique that is becoming more and more popular with parents who face saving for both at once is offering your prospective college student the chance to get matching funds from you.

This is simply the idea that for every dollar they pay for, you’ll match it.

If your not sure how junior will pay for half, remember, there are many ways for teenagers to save for college themselves.

Almost everyone qualifies for student loans, there are scholarships for good grades as well as an after school and summertime job.

Most college students work while they are attending classes, as well.

While walking the tightrope of saving for two goals at once can be stressful, a logical and determined approach to the situation is really the only way to go.

Choosing retirement over your kids’ education isn’t a “wrong” choice, and neither is choosing college over retirement.

Everyone’s situation is different and you need to make the right choice for your situation.

John Caldecott.

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Cape Town World Cup Transport how to Get to the GreenPoint Stadium..

               

Get to the GreenPoint Stadium">Cape Town World Cup Transport - How to Get to the GreenPoint Stadium

                April 30th, 2010  by tazfm

               

                    Cape Town World Cup Transport - How to Get to the GreenPoint Stadium

At last, official information is available on Shuttles, Park-and-Ride and

Walkways to reach the Cape Town Stadium on match days - hot-off-the-press from a

networking session with Cape Town City management!

In a nutshell:

If you are thinking of travelling in a private vehicle to the Stadium, there
is no way this will be permitted.

Furthermore, if you are thinking of using private tour operators, unless they
have registered and gained accreditation with the appropriate FIFA
organisers, the same restrictions to access apply.

So…Here are tips on how to get there… (worth mention is that most
of the transport options are free with a soccer ticket).

Shuttles:

Stadium Shuttles operate between the main transport hub at the Cape Town

Civic Centre and two loading points at the stadium.

Shuttles will operate from 4 hours before an event until 4 hours after the
time of the final whistle.

Use ofthis shuttle is free with a match ticket.

Special Needs Shuttle:

This shuttle will operate from the main Civic Centre transport hub directly
into the stadium grounds, for the use of those with mobility impairments
and accompanied by one carer only.

Contact transport.info@capetown.gov.za to book a place on this shuttle.

Airport Shuttle:

The Airport Shuttle will operate daily and take people to
the main Civic Centre transport hub, from which they can take another shuttle to
the stadium on match days, or link onto an Inner City Shuttle to get to various
parts of the city.

This airport shuttle costs R50 p.p. one way and is integrated
with flight schedules to run every 6 to 30 minutes.

Inner City Shuttle:

These operate on 4 circular routes around the inner city.

The cost of this shuttle is R8 per trip or based on distance travelled.

There are several shuttle pick-up points on the circular route so that visitors can

get around the city.

These route maps will be available on the Cape Town City
website under 2010/ Getting around.

These routes include:

# Civic Centre to Waterfront and Sea Point* along the Atlantic seaboard to

Queens beach - cost based on distance travelled;

# Inner City Bowl area* - cost R8 per trip and scheduled every 10- 30 mins;


/>
# UCT to the Civic centre (on match dates only) - Cost free of charge with match
ticket;

# Atlantic seaboard service (on match dates only):

Houtbay to Granger bay.
This is a pay as you go service based on the distance travelled.

Please note: this is good news for those travelling from Houtbay
as this shuttle goes directly to the stadium - no need to go to the
Civic Centre hub!!

* On non-match days and after the World Cup, the Inner City Shuttles will
continue to operate as a Hop-On Hop-Off system to get around our beautiful
city.

Park-And- Ride: Transport to the city includes 25 Metro Rail stations with

Park-and-Ride facilities.

10 of these stations, specially identified as World Cup Park-and-Ride

stations, will have additional parking facilities, event related activities,
refreshments, lighting, toilet facilities and security until 12h30 or 01h00 on match days.


All train tickets are free, on the date of your soccer ticket.

So the key is to find Cape Town holiday accommodation near these 10 stations:

These Metro Rail stations are Fishhoek, Retreat, Ottery, Claremont, Goodwood,

Century City, Brackenfell, Oostersee, Kuilsriver and Strand.

For additional information, contact the Call Centre: 0800 656463

Walk to the Stadium: The anticipated Fan Walkway from the Civic Centre is

about 2.5km and is still under construction, but when completed will be a very

attractive and safe route. With all things considered, this is possibly the best

option to take as it avoids queues and waiting for the Civic Centre shuttle.

Walking will take you less than 30 minutes.

Tour Operators will be able to find parking space at designated areas in the

CBD near the main Civic Centre transport hub. Tour groups are encouraged to use

the Hospitality or Match packages that will facilitate integration of transport

on various accredited shuttles.

To Summarise

This will be a spectacular event with all the fanfare and razzmatazz of doing

something new and exciting - not to speak of being LOUD.

Enjoy the ride………. and plan ahead to make sure that you

take jackets, raincoats and some of your own favourite refreshments to make the

journey easier as there will be queues and delays. Remember that no refreshments

will be permitted into the stadium, and rumour has it that you shouldn’t

carry a pointed umbrella as this may be classed as a weapon!!!


Watch this space for more information as the final touches are put together

to make this World Cup a grand event. The structure of transport arrangements of

the city are still in transition and will be evaluated at each of the remaining

test events at the stadium.

Browse business and holiday accommodation in and around Cape Town South

Africa.

Find Cape Town holiday accommodation that is perfect for FIFA World Cup with

http://www.capeplace2stay.co.za Book direct with the guest house owner for self

-catering or bed and breakfast (B&B) apartments, cottages and boutique

hotels at budget prices.

Article Source: http://EzineArticles.com/?expert=Tessa_Du_Toit

John Caldecott

bmi Special Offers.


/>
View our special offers now. Low fares on many routes worldwide. Book now for

competitive fares.

width="1" height="1">

               

Take care of Your body!

Even though vitamins are generally good for you, and you might have no cause to think that there may be dangers. Associated with using too much vitamin supplement or too many vitamins, there are certain dangers that might come.

Along with using too much in general. If you are going to be responsible and truly understand what you are putting in your body, you should know that indeed too many vitamins and supplements might actually cause you problems.

However, it is important to know how much you should be using at any given time. Dangerous results are real. For instance, if you have too much vitamin D in your system, you might be causing yourself kidney damage. Vitamin D is generally good for you, so it is simply a matter of knowing your limits and knowing how much you should take.

Don't think that just because the supplement bottle says to take one a day that you will be better off or increase the results you want by taking more than that. That is simply not true - you will actually be causing yourself harm if you take more than you are supposed to be taking. Vitamin A commonly has the same results. Liver damage is very series and can cause many other problems, resulting in death.

If you are taking regular doses of niacin, you should know that you might experience flushing and stinging of the skin. This is natural, and a side effect that can be managed. However, if you take too much niacin, you might be causing heart and liver problems for yourself. Once again, it's simply an issue of only taking the recommended amount.

Mineral supplements can be dangerous too. Even if you are just increasing some of your mineral intact by a modest amount, you might be finding that this is leading to imbalances in your body's ability to use other types of minerals. If you take more than just 5 times the recommended doses of supplements such as iron, chromium, zinc or selenium, it can actually be a toxic event for your body. Almost every kind of vitamin and mineral can end up being toxic if you take too much.

Therefore, you should know that while vitamins and supplements are generally good for you, there are many times that these could actually become harmful, especially if you take more than is recommended to take during the day.

For those reasons, you should simply be careful to only take what is recommended each day, and not more.

http://articles-tazfm.blogspot.com/

Help prevent Heart Attacks and More...

Article Source: http://EzineArticles.com/?expert=John_Caldecott

My Wife and my Mate!!

Very Very Sadly My Wife - MILLIE- Passed away 29 Dec 09. She fought as much as she could but lost in the end. She was a Wonderful Wife and Mother. I will miss her so so much. She was everything to me! I love you Mill. XXX

Millie's Aneurysim Repair

Millie had her stents installed on Oct 1st - Almost 3 months she's been in Hospital -
but she's doing a bit better now. She suffered a Minor Heart Attack and a Spinal
Stroke during the procedure (which took 13 1/2 hours).

She's strong so I think she'll pull thru' OK.
Once she can walk again and gets her eating back up to par.

The staff at Manchester Royal Hospital have all been great.
Godbless them.
And you guys.
John.

Aneurysm!

My Wife has a: Large Thoracic Abdominal Aneurysm and has to go for Pre-opp tests.
Has anyone had or know anything about the Opperation and after care - or Anything
related to this??

Thank's in advance for anybody's reply.
John.

http://www.google.co.uk/search?hl=en&ei=dLWWSd_SO-LEjAeyo53QAQ&sa=X&oi=spell&resnum=0&ct=result&cd=1&q=thoraco-abdominal-aneurysm&spell=1

http://cardiacsurgery.ctsnetbooks.org/cgi/content/full/2/2003/1169?ck=nck
http://emedicine.medscape.com/article/424904-overview

http://cardiacsurgery.ctsnetbooks.org/cgi/content/full/2/2003/1169?ck=nck#CLINICAL_PRESENTATION

SUCCESS:

SUCCESS:

At age 4 success is . . . . not piddling in your pants.
At age 12 success is . . . having friends.
At age 17 success is . . having a driver's license.
At age 35 success is . . . .having money.
At age 50 success is . . . having money.
At age 70 success is . .. . having a drivers license.
At age 75 success is . . . having friends.
At age 80 success is . . . not piddling in your pants.

How do I get rid of the "Blue Screen" (of death)

Is there a Tech Person out there who can help me get rid of a Blue Screen on my laptop?

It happened a couple of weeks ago, my Son had just installed an update for Vista which was an Automatic download thru' Microsoft, and after the installation a Blue Screen appeared saying "Windows has found a problem and has shut down so as not to cause further problems (or words to that affect).

Anyway my Son Joe (he has built a few Desktop computers and knows how to do that pretty good) but he can't fix this Blue Screen problem other than to replace the Hard Drive and reinstall the Operating software - (which he has done) and he was/is going to try to get my Files and Data off of the old Hard Drive by useing another computer (his) and a different operating system.

My Question is: Does anyone know how to get rid of this Blue Screen any other way??

Thank's, John.

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Emails

Remember all those emails we get throughout the years?

Here are just some of them...

Dear All

I wanted to thank you all for the e-mails you have forwarded over the year


I must send a big thank you to whoever sent me the one about rat pooh in
the glue on envelopes, because I now have to use a wet sponge with every
envelope that needs sealing.

Also, I now have to wipe the top of every can I open for the same reason.

I no longer have any savings because I gave it all to a sick girl (Penny
Brown) who is about to die in the hospital for the 1,387,258th time. But
that will change once I receive the £15,000 that Bill Gates/Microsoft are
sending me for participating in their special email programs. Or from the
senior bank clerk in Nigeria who wants me to split seven million dollars
with me for pretending to be a long lost relative of a customer who died
intestate.

I no longer worry about my soul because I have 363,214 angels looking out
for me.

I have learned that my prayers only get answered if I forward emails to
seven friends and make a wish within five minutes.

I no longer drink Coca-Cola because it can remove toilet stains.

I no longer can buy petrol without taking a friend along to watch the car
so a serial killer won't crawl in my back seat when I'm filling up.

I no longer go to shopping centres because someone will drug me with a
perfume sample and rob me.

I no longer answer the phone because someone will ask me to dial a number
and then I'll get a phone bill with calls to Jamaica, Uganda, Singapore and
Uzbekistan.

I can't use anyone's toilet but mine because a big brown African spider is
lurking under the seat to cause me instant death when it bites my bum.

I can't even pick up the £5.00 I found dropped in the car park because it
probably was placed there by a sex molester waiting underneath my car to
grab my leg.

If you don't send this email to at least 144,000 people in the next 70
minutes, a large dove with diarrhoea will pooh on your head at 4:00pm
tomorrow afternoon and fleas from 12 camels will infest your back, causing
you to grow a hairy hump.

I know this because it actually happened to a friend of my next door
neighbour's ex-mother-in-law's second husband's cousin's beautician.

By the way....a South American scientist after a lengthy study has
discovered that people with low IQ who don't have enough sex, always read
their emails while holding the mouse.

Don't bother taking it off now, it's too late.

John.
Free Domain Name

Blog Success

Have you ever wondered how pro bloggers keep
up with all the information flying around in
their market niches? I've always thought the
task of grabbing constant, up to date market
intel was a pain.

At the same time, I know what it means to
know everything your market is talking
about, asking about, frustrated about, and,
what your competition is up to,
minute-by-minute.

There's a new free tool out called Blog Talk
Monitor where you can "watch" the
information in your market float by on your
desktop.

Think of the power of knowing exactly what's
going on all around you in your niche at the
push of a button!

You should play with this software today and
see how powerful it is. I can't believe the
stuff I am finding with it!

Blog Success

John.
Free Domain Name - with Web Hosting
Leave a Comment Please.

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Free Domain - with Web Hosting Pack!


Yep - I,ll give You a Free Domain Name -

Simply for reading this - with Every Web Hosting pack!
Just go to: Free Domain

Godbless, John.
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Christmas Story...

Christmas Story - an antidote to all that mushy stuff...

A Christmas Story for people having a bad day:

When four of Santa's elves got sick, the trainee elves did not produce
toys as fast as the regular ones, and Santa began to feel the
Pre-Christmas pressure.

Then Mrs Claus told Santa her Mother was coming to visit, which
stressed Santa even more.

When he went to harness the reindeer, he found that three of them were
about to give birth and two others had jumped the fence and were out,
Heaven knows where.

Then when he began to load the sleigh, one of the floorboards cracked,
the toy bag fell to the ground and all the toys were scattered.

Frustrated, Santa went in the house for a cup of apple cider and a shot
of rum.. When he went to the cupboard, he discovered the elves had
drank all the cider and hidden the liquor. In his frustration, he
accidentally dropped the cider jug, and it broke into hundreds of
little glass pieces all over the kitchen floor. He went to get the
broom and found the mice had eaten all the straw off the end of the
broom.


Just then the doorbell rang, and irritated Santa marched to the door,
yanked it open, and there stood a little angel with a great big
Christmas tree.
The angel said very cheerfully, 'Merry Christmas, Santa. Isn't this a
lovely day? I have a beautiful tree for you. Where would you like me to
stick it?'

And so began the tradition of the little angel on top of the Christmas
tree.

John Caldecott


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Watch Jim Edwards 2009 Predictions & Trends Vìdeo:

Jim knows what he's talking about:
Watch Jim Edwards 2009 Predictions & Trends Vìdeo:

Godbless, John.

Let Your Blogs Grow On Autopilot Now

Let Your Blogs Grow On Autopilot Now!

Does Prospect Response deliver responsive prospects?

Product Review: Does Prospect Response deliver responsive prospects?


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Make 300 Dollars a Day - Min!

Your roadmap to success is finally here!

It has been just 9 short months since the launch of Matthew Myers’s Power Cash Secret, and what an

incredible 9 months it has been. Matthew has already helped 837 of his 1500 members make an additional

steady income of $5,000 or more per month online.

When Matthew first launched the Power Cash Secret back in April, he decided to close the door to new

members after the first 1500 participants to ensure the 1 on 1 type of mentoring they were promised. This

proved to be a good decision and really gave all of his members the biggest advantage to make money

online. Power Cash Secret filled its members area to the 1500 members in just 3 short days, and just 4

months after that 837 members are earning a substantial amount of money online and the other 663 members

are earning extra money and are well on their way to doubling their income in 2009!

Success

After helping more than half of his members increase their monthly income so drastically in just 9 short

months he decided to open the doors once more to the next 300 members. This is the last time Matthew is

going to open the doors to Power Cash Secret and he has guaranteed that these 300 members will have the

same results as his previous 837 members! Because of the previous success with this system, the remaining

300 spots will fill up fast, so don’t miss your chance to get in and start making the same type of easy

online money as his current members.

Matthew has proven that his Power Cash Secret will work for ANYONE. He had helped his family change their

lives before he decided to publish his secrets and has helped hundreds after releasing his system to the

public. This is your ONLY chance to become another one of his success stories and make 2009 your

wealthiest year ever!

Success

Still don’t want to take the steps to make thousands online? Read these email testimonials from a few of

Matthew’s members…

“I’ll admit I was skeptical at first, but after buying your program and reviewing it I realized how

simple it actually was, then when I put all of your secrets to work the money actually did start pouring

in within just a couple of hours, and now here I am a little over three months later and I am making more

money online then I ever expected. I can’t thank you enough!” Written by Samantha, from: Nashville, TN

“I am so excited about continuing to use your strategies online. I purchased your product on the launch

day and later that night I had already made money. I continued to put your strategies to work and though

I had a few setbacks you and your team really motivated me and helped me to keep going and now I am

making more online than at my full time job.” Written by Greg, from: Bay City, MO

There are only 300 spots available and I can promise you that they will fill up in no time, so if you are

ready to make 2009 your most successful year I urge you to not waste time and secure your membership now!

Success

John.
Make 300 Dollars a day Min!
Free Domain Name with Web Hosting

Your roadmap to success is finally here!

It has been just 9 short months since the launch of Matthew Myers’s Power Cash Secret, and what an

incredible 9 months it has been. Matthew has already helped 837 of his 1500 members make an additional

steady income of $5,000 or more per month online.

When Matthew first launched the Power Cash Secret back in April, he decided to close the door to new

members after the first 1500 participants to ensure the 1 on 1 type of mentoring they were promised. This

proved to be a good decision and really gave all of his members the biggest advantage to make money

online. Power Cash Secret filled its members area to the 1500 members in just 3 short days, and just 4

months after that 837 members are earning a substantial amount of money online and the other 663 members

are earning extra money and are well on their way to doubling their income in 2009!

Road Map to Success

After helping more than half of his members increase their monthly income so drastically in just 9 short

months he decided to open the doors once more to the next 300 members. This is the last time Matthew is

going to open the doors to Power Cash Secret and he has guaranteed that these 300 members will have the

same results as his previous 837 members! Because of the previous success with this system, the remaining

300 spots will fill up fast, so don’t miss your chance to get in and start making the same type of easy

online money as his current members.

Matthew has proven that his Power Cash Secret will work for ANYONE. He had helped his family change their

lives before he decided to publish his secrets and has helped hundreds after releasing his system to the

public. This is your ONLY chance to become another one of his success stories and make 2009 your

wealthiest year ever!

Road Map to Success!

Still don’t want to take the steps to make thousands online? Read these email testimonials from a few of

Matthew’s members…

“I’ll admit I was skeptical at first, but after buying your program and reviewing it I realized how

simple it actually was, then when I put all of your secrets to work the money actually did start pouring

in within just a couple of hours, and now here I am a little over three months later and I am making more

money online then I ever expected. I can’t thank you enough!” Written by Samantha, from: Nashville, TN

“I am so excited about continuing to use your strategies online. I purchased your product on the launch

day and later that night I had already made money. I continued to put your strategies to work and though

I had a few setbacks you and your team really motivated me and helped me to keep going and now I am

making more online than at my full time job.” Written by Greg, from: Bay City, MO

There are only 300 spots available and I can promise you that they will fill up in no time, so if you are

ready to make 2009 your most successful year I urge you to not waste time and secure your membership now!

Road Map to Success!

John.
Free Domain Name with Web Hosting.

Make 300 Dollars a day - Minimum!

Let Your Blogs Grow On Autopilot Now!

Eliminate Anxiety and Panic Attacks For Good

Eliminate Anxiety and Panic Attacks For Good

If you suffer from...

* Palpitations

* a pounding heart, or an accelerated heart rate

* Sweating

* Trembling or shaking

* Shortness of breath

* A choking sensation

* Chest pain or discomfort

* Nausea or stomach cramps

* Derealization (a feeling of unreality)

* Fear of losing control or going crazy

* Fear of dying Numbness or a tingling sensation

* Chills or hot flashes

...then you've experienced firsthand some of the possible symptoms of a panic or anxiety attack. If you

are reading this page because a loved one suffers from these symptoms and you are trying to understand or

help, it's hard to appreciate what they go through.

Just try to imagine what it feels like to experience one, if you can.

Here is a typical example:

Standing in a supermarket queue, it’s been a long wait but only one customer to go before you make it to

the cashier. Wait, what was that sensation? An unpleasant feeling forms in your throat, your chest feels

tighter, now a sudden shortness of breath, and what do you know—your heart skips a beat. “Please, God,

not here.”

A quick scan of the territory—is it threatening? Four unfriendly faces queue behind, one person in front.

Pins and needles seem to prick you through your left arm, you feel slightly dizzy, and then the explosion

of fear as you dread the worst. You are about to have a panic attack.

There is no doubt in your mind now that this is going to be a big one. Okay, focus: Remember what you

have been taught, and it is time now to apply the coping techniques. Begin the deep breathing exercise

your doctor recommended. In through the nose, out through the mouth.

Think relaxing thoughts, and again, while breathing in, think “Relax,” and then breathe out. But it

doesn’t seem to be having any positive effect; in fact, just concentrating on breathing is making you

feel self-conscious and more uptight.

Okay, coping technique 2:

Gradual muscle relaxation. Tense both shoulders, hold for 10 seconds, then release. Try it again. No;

still no difference. The anxiety is getting worse and the very fact that you are out of coping techniques

worsens your panic. If only you were surrounded by your family, or a close friend were beside you so you

could feel more confident in dealing with this situation.

Now, the adrenaline is really pumping through your system, your body is tingling with uncomfortable

sensations, and now the dreaded feeling of losing complete control engulfs your emotions. No one around

you has any idea of the sheer terror you are experiencing. For them, it’s just a regular day and another

frustratingly slow queue in the supermarket.

You are out of options. Time for Plan C.

The most basic coping skill of all is “fleeing.” Excuse yourself from the queue; you are slightly

embarrassed as it is now that it is your turn to pay. The cashier is looking bewildered as you leave your

shopping behind and stroll towards the door. There is no time for excuses—you need to be alone. You leave

the supermarket and get into your car to ride it out alone. Could this be the big one? The one you fear

will push you over the edge mentally and physically. Ten minutes later the panic subsides.

It’s 10:30 a.m. How are you going to make it through the rest of the day?

If you suffer from panic or anxiety attacks, the above scenerio probably sounds very familiar. It may

have even induced feelings of anxiety and panic just reading it. The particular situations that trigger

your panic and anxiety may differ; maybe the bodily sensations are a little different. Or maybe it

happened to you for the first time on a plane, in the dentist chair, or even at home, while doing nothing

in particular.

If you have ever had what has become known as a “panic attack,” take comfort in the fact that you are by

no means alone.

A panic attack always comes with the acute sense of impending doom. You feel you are either about to lose

your mind or one of your vital bodily functions is about to cease functioning and you will end your days

right there among the canned goods and frozen food.

You are by no means alone; you’re not even one in a million. In America, it is estimated that almost 5%

of the population suffer from some form of anxiety disorder. For some, it may be the infrequent panic

attacks that only crop up in particular situations-like when having to speak in front of others, while,

for other people, it can be so frequent and recurring that it inhibits them from leaving their home.

Frequent panic attacks often develop into what medical physicians refer to as an “anxiety disorder.”

One of the first steps to regaining control of your life is getting helpful information. This site will

give you that, and more.

The beginning of your recovery starts here. What you will learn is that there is a very good chance you

are about to end the cycle of panic attacks in your life. You will learn not only to regain the carefree

life you remember once having, but will also gain new confidence in living. Your answer to living free

from “panic” or “anxiety attacks” is at hand.

This site demonstrates that the panic and anxiety that you have experienced will be the very key to your

courage and success.

Begin the road to recovery by browsing through the site. While many of you may have read almost

everything you can possibly read relating to panic and anxiety I assure you this site offers something

very effective.

Did you know...?

The key difference between someone who is cured of panic attacks and those who are not is really very

simple. The people who are cured no longer fear panic attacks. I’ll try to show you how to be one of

these people as well.

What if I told you the trick to ending panic and anxiety attacks is to want to have one. That sounds

strange, even contradictory, but let me explain.

The trick to panic attacks is wanting to have one-the wanting pushes it away. Can you have a panic attack

in this very second? No!

You know the saying that "what you resist, persists." Well that saying applies perfectly to fear. If you

resist a situation out of fear, the fear around that issue will persist. How do you stop resisting–you

move directly into it, into the path of the anxiety, and by doing so it cannot persist.

In essence what this means is that if you daily voluntarily seek to have a panic attack, you cannot have

one. Try in this very moment to have a panic attack and I will guarantee you cannot. You may not realize

it but you have always decided to panic. You make the choice by saying this is beyond my control.

Another way to appreciate this is to imagine having a panic attack as like standing on a cliff's edge.

The anxiety seemingly pushes you closer to falling over the edge.

To be rid of the fear you must metaphorically jump. You must jump off the cliff edge and into the anxiety

and fear and all the things that you fear most.

How do you jump? You jump by wanting to have a panic attack. You go about your day asking for anxiety and

panic attacks to appear.

Your real safety is the fact that a panic attack will never harm you. That is medical fact. You are safe,

the sensations are wild but no harm will come to you. Your heart is racing but no harm will come to you.

The jump becomes nothing more than a two foot drop! Perfectly safe.

Learn more

http://www.panicaway.com

Joe Barry is an international panic disorder coach. His informative site on all issues related to panic

and anxiety attacks can be found here:

http://www.panicaway.com

This article is copywritten material